Montgomery County property record for 1644 Spaulding Rd, Dayton, OH 45432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,240 sqft · built 1959 |
| Lot Size | 0.187 acres (8,163 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,289 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 16514 0032 |
| Primary APN | R72 16514 0032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,203 sqft |
| Basement Area | 629 sqft |
| Finished Basement | 629 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 8,163 sqft (0.187 acres) |
| Lot Dimensions | 115 ft deep x 71 ft wide |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 355 sqft |
| Patio Area | 60 sqft |
| Canopy | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1644 SPAULDING RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45432-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73863 |
| Legal Subdivision | CITY/DAYTON |
| Legal Lot Number | 32 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2800 |
1644 Spaulding Rd is owned and occupied by two individuals who acquired it in June 2003.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1644 SPAULDING RD, DAYTON, OH 45432-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2003 |
| Deed Sale | Jun 9, 2003 |
| Prior Sale | Oct 15, 1998 · Amount on File |
| Deed Document Number | 03-083524 |
| Deed Book / Page | 0000980700 / 0000000A06 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1644 SPAULDING RD, DAYTON, OH 45432-3724 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000025762 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022-00025762 |
| Name | CODE CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45402 |
| Amount | Amount on Record |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,390 Land $8,910 Building $48,480 | ||
| 2024 | $3,289.00 (+2.49%) | ||
| 2023 | $3,209.00 (+20.41%) | $57,390 (+55.91%) Land $8,910 Building $48,480 | $163,990 Land $25,470 Building $138,520 |
| 2022 | $2,665.00 | $36,810 Land $5,720 Building $31,090 | |
| 2020 | $105,170 Land $16,330 Building $88,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1644 Spaulding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1644 Spaulding Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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