1644 Sheffield Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 1644 Sheffield Dr, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,655 sqft · built 1976
Lot Size	0.494 acres (21,523 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Jan 2022)
Tax Bill	$7,911 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-764-1172-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-1172-7`
Alternative APNs	`30-29-16-80433-000-0240` `291630804330000240` `162930804330000240` `R326281`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	3,929 sqft
1st Floor Area	2,655 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,523 sqft (0.494 acres)
Lot Dimensions	129 ft deep x 125 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	561 sqft
Loading Dock	160 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R326281
Street Address	1644 SHEFFIELD DR
City	CLEARWATER
State	FL
Zip	33764-6544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SHARON OAKS LOT 24
Legal Range	16E
Legal Township	29S
Legal Section	30
Legal Subdivision	SHARON OAKS
Legal Tract	80433
Legal Lot Number	24
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2003
Census Tract	25412

Owner

1644 Sheffield Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1644 SHEFFIELD DR, CLEARWATER, FL 33764-6544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Mar 1, 2018	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	202220351
Deed Book / Page	21899 / 222
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	0213032588
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 20, 2022
Property Address	1644 SHEFFIELD DR, CLEARWATER, FL 33764-6544
Document Number	0218990222
Book / Page	21899 / 222
Map Reference	MB 66 PG 25
Instrument Date	Jan 14, 2022
Instrument	2022020351
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 GULF DR, 545, CRYSTAL BEACH, FL 34681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 SHEFFIELD DR, CLEARWATER, FL 33764-6544

Mortgage

Document Number	0021899224
Date	Jan 20, 2022
Instrument	21899/224

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Dec 17, 2020
Property Address	1644 SHEFFIELD DR, CLEARWATER, FL 33764-6544
Document Number	0213032588
Book / Page	21303 / 2588
Map Reference	MB 66 PG 25
Instrument Date	Dec 11, 2020
Instrument	2020379703
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SOMERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 SHEFFIELD DR, CLEARWATER, FL 33764-6544

Mortgage

Document Number	0213032590
Date	Dec 17, 2020
Instrument	21303/2590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1644 SHEFFIELD DR, CLEARWATER, FL 33764-6544
Document Number	0203610575
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 SHEFFIELD DR CLEARWATER FL 337646544, CLEARWATER, FL 33764-6544

Mortgage

Document Number	0203610575
Date	Dec 7, 2018
Book Page	020361/000575
Instrument	391647

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	CALABASAS, CA 91372-9810

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 1, 2018
Property Address	1644 SHEFFIELD DR, CLEARWATER, FL 33764-6544
Document Number	0199562677
Book / Page	19956 / 2677
Map Reference	MB66 PG25&26
Instrument Date	Feb 28, 2018
Instrument	2018061819
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 SHEFFIELD DR, CLEARWATER, FL 33764-6544

Mortgage

Document Number	2018061820
Date	Mar 1, 2018
Instrument	2018061820

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Margin	4
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 1644 Sheffield Dr was $7,911 with a homeowner's exemption, down 29.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,911.00 (-29.07%) Homeowner's exemption	$476,793 Land $300,778 Building $176,015	$476,793 Land $300,778 Building $176,015
2024	$11,154.00 (-0.89%)
2023	$11,254.00 (+8.93%) Homeowner's exemption	$647,995 (+19.47%)	$647,995 (+19.47%) Land $324,117 Building $323,878
2022	$10,331.00	$542,403	$542,403 Land $276,375 Building $266,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1644 Sheffield Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 156 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	4 of 57
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 43 claims Hurricane Idalia, Aug 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1644 Sheffield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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