1644 SE Riviera Dr, Bend, OR 97702 Property Records

Deschutes County property record for 1644 SE Riviera Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Sep 2025)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181203-BC-00111`

Property Details

APN / Parcel Number

Primary APN	`181203-BC-00111`
Alternative APNs	`R1001181203BC00111` `197412`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	197412
Street Address	1644 SE RIVIERA DR
City	BEND
State	OR
Zip	97702-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PONDEROSA VILLAGE LOT 1
Legal Range	12
Legal Township	18
Legal Section	03
Legal Subdivision	PONDEROSA VILLAGE
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1020
Census Tract	1802

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1644 SE RIVIERA DR, BEND, OR 97702-1867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 18, 2022	Warranty Deed, Transfer WESTERN TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	202526113
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 25, 2025
Property Address	1644 SE RIVIERA DR, BEND, OR 97702-1867
Document Number	0000026113
Map Reference	CAB E PG 241
Instrument Date	Sep 19, 2025
Instrument	2025-26113
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	UNKNOWN, DESCHUTES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1644 SE RIVIERA DR, BEND, OR 97702-1867

Mortgage

Document Number	0000026114
Date	Sep 25, 2025
Instrument	2025-26114

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1644 SE RIVIERA DR, BEND, OR 97702-1867
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005226
Date	Feb 19, 2019
Instrument	2019-05226

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 4, 2022
Property Address	1644 SE RIVIERA DR, BEND, OR 97702-1867
Document Number	0000018448
Instrument Date	May 4, 2022
Instrument	2022-18448
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1644 SE RIVIERA DR, BEND, OR 97702-1867

Mortgage

Document Number	0000018449
Date	May 4, 2022
Instrument	2022-18449

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 18, 2022
Property Address	1644 SE RIVIERA DR, BEND, OR 97702-1867
Document Number	0000007006
Instrument Date	Feb 16, 2022
Instrument	2022-07006
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67555 CLOVERDALE RD, SISTERS, OR 97759-9783

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,870.00 (+3.95%)	$169,880 (+3%)	$444,140 (+5.5%) Land $194,380 Building $249,760
2024	$2,761.00 (+7.85%)	$164,940 (+3%)	$420,970 (+2.59%) Land $178,480 Building $242,490
2023	$2,560.00	$160,140	$410,330 Land $157,740 Building $252,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon, Webformix.

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