1644 SE Andrews St, Stuart, FL 34996 Property Records

Martin County property record for 1644 SE Andrews St, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1973
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2005)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-38-41-005-063-0068.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`10-38-41-005-063-0068.0-3-0000`
Alternative APNs	`10-38-41-005-063-00680-3` `26911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,242 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26911
Street Address	1644 SE ANDREWS ST
City	STUART
State	FL
Zip	34996-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SARITA HEIGHTS LOT 68 (LOTS 18 19 20 21 & 15 VACATED ALLEY BLK 63 OF SARITA ADDN)
Legal Range	41E
Legal Township	38S
Legal Section	10
Legal Subdivision	SARITA ADDITION TO BROADWAY SECTION
Legal Block	63
Legal Lot Number	68,18
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3007
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1644 SE ANDREWS ST, STUART, FL 34996-5821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Correction Deed ATTORNEY ONLY, ATTORNEY
Feb 15, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 15, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 22, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Prior Sale	Sep 27, 1988 · Amount on Record
Deed Document Number	20051839506
Deed Book / Page	2014 / 306
Last Transfer Date	Feb 14, 2024
Transfer Doc	0034201881
Record Updated	Oct 29, 2026

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 6, 2024
Property Address	1644 SE ANDREWS ST, STUART, FL 34996-5821
Document Number	0034240070
Book / Page	3424 / 70
Map Reference	MB 1 PG 12
Instrument Date	Mar 6, 2024
Instrument	3061173
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1644 SE ANDREWS ST, STUART, FL 34996-5821

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Feb 15, 2024
Property Address	1644 SE ANDREWS ST, STUART, FL 34996-5821
Document Number	0034201881
Book / Page	3420 / 1881
Map Reference	MB 1 PG 12
Instrument Date	Feb 14, 2024
Instrument	3058140
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1644 SE ANDREWS ST, STUART, FL 34996-5821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1644 SE ANDREWS ST, STUART, FL 34996-5821

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Feb 15, 2024
Property Address	1644 SE ANDREWS ST, STUART, FL 34996-5821
Document Number	0034201881
Book / Page	3420 / 1881
Map Reference	MB 1 PG 12
Instrument Date	Feb 14, 2024
Instrument	3058140
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1644 SE ANDREWS ST, STUART, FL 34996-5821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1644 SE ANDREWS ST, STUART, FL 34996-5821

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Oct 22, 2021
Property Address	1644 SE ANDREWS ST, STUART, FL 34996-5821
Document Number	0032660984
Book / Page	3266 / 984
Map Reference	MB 1 PG 12
Instrument Date	Oct 22, 2021
Instrument	2921831
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1644 SE ANDREWS ST, STUART, FL 34996-5821

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (-0.57%) Homeowner's exemption Senior Citizen's exemption	$134,842 (+5.99%)	$334,310 (+9.12%) Land $165,000 Building $169,310
2024	$1,592.00 (+3.65%)
2023	$1,536.00 (+4.99%) Additional exemption filed	$127,226 (+3%)	$306,380 (+1.73%) Land $154,000 Building $152,380
2022	$1,463.00 Homeowner's exemption	$123,521	$301,180 Land $181,500 Building $119,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1995–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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