1644 S Main St, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1644 S Main St, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 1971
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 1998)
Tax Bill	$1,834 (2023)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5670 21 0859`

Property Details

APN / Parcel Number

Primary APN	`5670 21 0859`
Alternative APNs	`08042 0031.100000` `4552585` `185032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,437 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,437 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	416 ft deep x 103 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Asphalt Driveway
Driveway Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	119 sqft
Deck Area	340 sqft
Patio Area	340 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	185032
Street Address	1644 S MAIN ST
City	MOUNT PLEASANT
State	NC
Zip	28124-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	WEST SIDE S MAIN ST
Legal Subdivision	MT PLEASANT SOUTH
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	3
Census Block	3010
Census Tract	41701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Pleasant Historic District (Additional Documentation) listed 1986 · 239 contributing resources · NRIS 86001050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 935, MOUNT PLEASANT, NC 28124-0935
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 1998 · Amount on Record
Deed Sale	Oct 30, 1998 · Amount on Record
Prior Sale	Jul 1, 1988 · Amount on Record
Deed Book / Page	2346 / 57
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1644 S MAIN ST, MT PLEASANT, NC 28124-8802
Document Number	13138269
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1644 S MAIN ST MOUNT PLEASANT NC 281248802, MOUNT PLEASANT, NC 28124-8802

Mortgage

Document Number	13138269
Date	Aug 16, 2018
Book Page	013138/000269
Instrument	20316

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2038

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Mount Pleasant Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,250 (+81.38%) Land $84,000 Building $183,250
2024			$267,250 (+81.38%) Land $84,000 Building $183,250
2023	$1,834.00	$147,340 Land $30,000 Building $117,340	$147,340 Land $30,000 Building $117,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000