1644 Royle Rd, Summerville, SC 29486 Property Records

Berkeley County property record for 1644 Royle Rd, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1980
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2024)
Tax Bill	$4,641 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-02-01-027`

Property Details

APN / Parcel Number

Primary APN	`233-02-01-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Finished Area
Gross Area	1,648 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Garage Area	288 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Location & Zoning

Street Address	1644 ROYLE RD
City	SUMMERVILLE
State	SC
Zip	29486-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 310HIGHLAND VILLAGE (SANGAREE)
Legal Subdivision	SANGAREE (HIGHLAND VILLAGE)
Legal Block	C
Legal Lot Number	75
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1015
Census Tract	20717

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1644 ROYLE RD, SUMMERVILLE, SC 29486-1755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 30, 2019	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 12, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	202412097
Deed Book / Page	4839 / 896
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 24, 2024
Property Address	1644 ROYLE RD, SUMMERVILLE, SC 29486-1755
Document Number	04839/0896
Book / Page	4839 / 896
Map Reference	CAB D PG 23
Instrument Date	Apr 18, 2024
Instrument	2024012097
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	J1644 ROYAL RD, SUMMERVILLE, SC 29486

Mortgage

Document Number	2024012098
Date	Apr 24, 2024
Instrument	2024012098

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 30, 2019
Property Address	1644 ROYLE RD, SUMMERVILLE, SC 29486-1755
Document Number	03231/0768
Book / Page	3231 / 0768
Map Reference	CAB D PG 23
Instrument Date	Dec 26, 2019
Instrument	2019047077
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 ROYLE RD, SUMMERVILLE, SC 29486-1755

Mortgage

Document Number	2019047078
Date	Dec 30, 2019
Instrument	2019047078

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	May 12, 2017
Property Address	1644 ROYLE RD, SUMMERVILLE, SC 29486-1755
Document Number	2462/0655
Book / Page	002462 / 000655
Instrument Date	May 11, 2017
Instrument	16936
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$88.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 429 SUMMERVILLE SC 294840429, SUMMERVILLE, SC 29484-0429

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,800 (+1,566.67%) Land $59,800 Building $201,000	$260,800 (-) Land $59,800 Building $201,000
2025	$4,641.00 (+295.65%)	$15,648 (-) Land $3,588 Building $12,060	$260,800 (-) Land $59,800 Building $201,000
2024	$1,173.00 (+3.08%)	$15,648 (+142.53%) Land $3,588 Building $12,060	$260,800 (+61.69%) Land $59,800 Building $201,000
2022	$1,138.00 Homeowner's exemption	$6,452 Land $800 Building $5,652	$161,300 Land $20,000 Building $141,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (2013–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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