San Diego County property record for 1644 Reflection St, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,605 sqft · built 2004 |
| Lot Size | 0.297 acres (12,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,724,000 (Feb 2022) |
| Tax Bill | $23,419 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-200-38-00 |
| Primary APN | 679-200-38-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,605 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 12,950 sqft (0.297 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1644 REFLECTION ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-1064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 16 TR 014654 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 014654 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20043 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1644 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on Record |
| Deed Sale | Feb 7, 2022 · Amount on Record |
| Prior Sale | Jul 17, 2009 · Amount on Record |
| Deed Document Number | 202256927 |
| Prior Transfer Date | Sep 12, 2016 |
| Prior Transfer Doc | 0000495649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 7, 2022 |
| Property Address | 1644 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Document Number | 0000056927 |
| Map Reference | MAP 14654 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 2022-0056927 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1644 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Document Number | 0000056928 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-0056928 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,866,097 (+2%) Land $1,298,908 Building $567,189 | |
| 2025 | $23,419.00 (+13.77%) | $1,829,508 (+12.45%) Land $1,273,440 Building $556,068 |
| 2023 | $20,585.00 (+94.02%) | $1,627,000 Land $1,132,000 Building $495,000 |
| 2022 | $10,610.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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