1644 Philomena Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1644 Philomena Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,572 sqft · built 1905
Lot Size	0.067 acres (2,919 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Jul 2024)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199-0042-0064-00`

Property Details

APN / Parcel Number

Primary APN	`199-0042-0064-00`
Alternative APN	`0011058`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	2,246 sqft
1st Floor Area	898 sqft
2nd Floor Area	674 sqft
Basement Area	674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,919 sqft (0.067 acres)
Lot Dimensions	110 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1644 PHILOMENA AVE
City	CINCINNATI
State	OH
Zip	45223-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	1644 PHILOMENA AVE 25 X 110 LOT 78 F & A WEBERS 2ND SUB
Legal Subdivision	WEBERS 2ND SUB
Legal Lot Number	78
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	27700

Owner

1644 Philomena Ave is owned and occupied by an individual who bought it in July 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1644 PHILOMENA AVE, CINCINNATI, OH 45223-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit KEMBA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Document Number	202444849
Deed Book / Page	15198 / 1164
Prior Transfer Date	May 24, 2024
Prior Transfer Doc	0000044849
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 14, 2019
Property Address	1644 PHILOMENA AVE, CINCINNATI, OH 45223-1730
Document Number	0000100425
Book / Page	14044 / 01772
Map Reference	MB 9 PG 21&22
Instrument Date	Nov 6, 2019
Instrument	2019-0100425
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000100426
Date	Nov 14, 2019
Instrument	2019-0100426

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 16, 2018
Property Address	1644 PHILOMENA AVE, CINCINNATI, OH 45223-1730
Document Number	0000072286
Book / Page	13733 / 00701
Map Reference	MB 9 PG 21&22
Instrument Date	Jul 30, 2018
Instrument	2018-0072286
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 PHILOMENA AVE # 1642, 1642, CINCINNATI, OH 45223-1730

Mortgage

Document Number	0000072287
Date	Aug 16, 2018
Instrument	2018-0072287

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1644 PHILOMENA AVE, CINCINNATI, OH 45223-1730
Document Number	0000090537
Book / Page	013515 / 001862
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1644 PHILOMENA AVE CINCINNATI OH 452231730, CINCINNATI, OH 45223-1730

Mortgage

Document Number	0000090537
Date	Oct 3, 2017
Book Page	013515/001862
Instrument	90537

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1644 Philomena Ave was $3,995, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (+3.02%)	$64,838 (-) Land $11,004 Building $53,834	$185,250 Land $31,440 Building $153,810
2024	$3,878.00 (-2.14%)	$64,838 (-) Land $11,004 Building $53,834
2023	$3,963.00 (+25.09%)	$64,838 (+39.51%) Land $11,004 Building $53,834	$185,250 Land $31,440 Building $153,810
2022	$3,168.00 Homeowner's exemption	$46,477 Land $5,698 Building $40,779
2020			$132,790 Land $16,280 Building $116,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1644 Philomena Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1644 Philomena Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Philomena Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures