1644 Paraiso Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1644 Paraiso Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,255 sqft · built 2014
Lot Size	0.146 acres (6,353 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Oct 2020)
Tax Bill	$9,052 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`579-351-33-00`

Property Details

APN / Parcel Number

Primary APN	`579-351-33-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,255 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,353 sqft (0.146 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1644 PARAISO AVE
City	SPRING VALLEY
State	CA
Zip	91977-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 52 LOT 17 ALLEY CLSD&(EX ST) TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	52
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13905

Owner

1644 Paraiso Ave is owned and occupied by an individual who bought it in October 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1644 PARAISO AVE, SPRING VALLEY, CA 91977-4326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Mar 14, 2018	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Oct 27, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2020	Intrafamily Transfer, Transfer · VA Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Prior Sale	Apr 6, 2020
Deed Document Number	2020662730
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000174380
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1644 PARAISO AVE, SPRING VALLEY, CA 91977-4326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LINEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000286463
Date	Jun 26, 2017
Instrument	2017-0286463

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1644 PARAISO AVE, SPRING VALLEY, CA 91977-4326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099589
Date	Mar 14, 2018
Instrument	2018-0099589

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2020
Property Address	1644 PARAISO AVE, SPRING VALLEY, CA 91977-4326
Document Number	0000662730
Map Reference	MAP 1317
Instrument Date	Oct 5, 2020
Instrument	2020-0662730
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 PARAISO AVE, SPRING VALLEY, CA 91977-4326

Mortgage

Document Number	0000662731
Date	Oct 27, 2020
Instrument	2020-0662731

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2020
Property Address	1644 PARAISO AVE, SPRING VALLEY, CA 91977-4326
Document Number	0000174380
Map Reference	MAP 1317
Instrument Date	Feb 21, 2020
Instrument	2020-0174380
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174381
Date	Apr 6, 2020
Instrument	2020-0174381

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1644 Paraiso Ave was $9,052.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,648 (+2%) Land $244,096 Building $473,552
2025	$9,052.00	$703,577 Land $239,310 Building $464,267
2023	$8,484.00 (+1.45%)	$676,258 Land $230,018 Building $446,240
2022	$8,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1644 Paraiso Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1644 Paraiso Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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