1644 Pacific Ranch Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1644 Pacific Ranch Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1984
Square Footage2,037 sqft Living Area
Lot Size3,100 sqft (0.71 acres)
OccupancyOwner Occupied
Last Sale$285,900 (1991)
Tax Bill$5,701.00 (2025)

Property Details

APN / Parcel Number

Primary APN262-181-01-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,037 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area3,100 sqft (0.71 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address1644 PACIFIC RANCH DR
CityENCINITAS
StateCA
Zip92024-5509
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 52 TR 010818
Legal SubdivisionSAN DIEGO 4328
Legal Tract010818
Legal Block2
Legal Lot Number52
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2000
Census Tract17403

Owner

Source: San Diego County records · APN 262-181-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1644 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Intrafamily Transfer, Transfer
Oct 10, 2018Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 1991 · Amount on Record
Deed SaleDec 03, 1991 · Amount on Record
Prior SaleJul 16, 1985 · Amount on Record
Deed Doc Number1991622572
Last Transfer DateJun 26, 2020
Transfer Doc0000098841
Record RefreshedSep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 09, 2021
Property Address1644 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509
Document Number0000098841
Map ReferenceMAP 10818
Instrument DateJun 26, 2020
Instrument2021-0098841
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1644 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1644 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509
Document Number0000426398
Instrument DateOct 10, 2018
Transaction TypeMortgage
Record UpdatedOct 22, 2018
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1644 PACIFIC RANCH DR ENCINITAS CA 920245509, ENCINITAS, CA 92024-5509

Mortgage

Document Number0000426398
DateOct 15, 2018
Instrument426398
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150-2080
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 14, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$513,668 (+2%) Land $270,541 Building $243,127
2025$5,701.00 (+6.78%) Homeowner's exemption$503,597 (+4.04%) Land $265,237 Building $238,360
2023$5,339.00 (+2.26%) Homeowner's exemption$484,044 Land $254,939 Building $229,105
2022$5,221.00

Flood & Wildfire

1644 Pacific Ranch Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pacific Ranch Dr

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