1644 Moonraker Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 1644 Moonraker Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,588 sqft · built 1998
Lot Size	0.695 acres (30,317 sqft)
Owner	Individual Name on Record
Last Sale	$456,000 (Jul 2015)
Tax Bill	$3,140 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`19-1S-28-2566-00000-0010`

Property Details

APN / Parcel Number

Primary APN	`19-1S-28-2566-00000-0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,588 sqft Heated Area
Gross Area	4,384 sqft
1st Floor Area	3,240 sqft
Upper Floors Area	1,620 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	30,317 sqft (0.695 acres)
Lot Dimensions	4,270 ft deep x 710 ft wide
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,080 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	191S282566000000010
Street Address	1644 MOONRAKER DR
City	MILTON
State	FL
Zip	32583-7412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MOONRAKER SHORES LOT 1 AS DES IN OR 3445 PG 1676
Legal Range	28W
Legal Township	01S
Legal Section	19
Legal Subdivision	MOONRAKER SHORES
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1016
Census Tract	10710

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1644 MOONRAKER DR, MILTON, FL 32583-7412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
Jan 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	May 27, 2003 · Amount on Record
Deed Document Number	201526400
Deed Book / Page	3445 / 1676
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1644 MOONRAKER DR, MILTON, FL 32583-7412
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 MOONRAKER DR, MILTON, FL 32583-7412

Mortgage

Document Number	0044430936
Date	Oct 17, 2023
Book Page	4443/936
Instrument	202346975

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1644 MOONRAKER DR, MILTON, FL 32583-7412
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 MOONRAKER DR, MILTON, FL 32583-7412

Mortgage

Document Number	0040530717
Date	Jan 7, 2021
Book Page	4053/717
Instrument	202100959

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,140.00 (+1.75%) Homeowner's exemption Disabled Person's exemption	$304,711 (+3%)	$450,043 (+1.47%) Land $113,970 Building $336,073
2023	$3,086.00 (+2.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$295,836 (+3%)	$443,517 (-1.86%) Land $113,970 Building $329,547
2022	$3,016.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$287,219	$451,936 Land $136,764 Building $315,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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