Berrien County property record for 1644 Michigan St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1968 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2023) |
| Tax Bill | $2,187 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-8790-0202-01-9 |
| Primary APN | 73-8790-0202-01-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 12,327 sqft (0.283 acres) |
| Lot Dimensions | 120 ft deep x 102 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1644 MICHIGAN ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOTS 202 & 203 WOODWARDS 2ND ADD TO CITY OF NILES |
| Legal Subdivision | WOODWARDS 2ND ADD |
| Legal Lot Number | 202-203 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20700 |
1644 Michigan St is owned and occupied by an individual who bought it in August 2023.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK |
| Mar 7, 2019 | Warranty Deed, Transfer · FHA Mortgage HONOR CU |
| Apr 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on File |
| Deed Sale | Aug 23, 2023 · Amount on File |
| Prior Sale | Mar 7, 2019 · Amount on File |
| Deed Document Number | 2023387470 |
| Deed Book / Page | 3410 / 2673 |
| Prior Transfer Date | Feb 7, 2011 |
| Prior Transfer Doc | 02948/1136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 23, 2023 |
| Property Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Document Number | 03410/2673 |
| Book / Page | 3410 / 2673 |
| Map Reference | LB 6 PG 17 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023387470 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Document Number | 2023387471 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023387471 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 7, 2019 |
| Property Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Document Number | 03231/0159 |
| Book / Page | 3231 / 0159 |
| Map Reference | LB 6 PG 17 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $774.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9205 N WALNUT ST, BARBERTON, OH 44203 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Document Number | 0003231161 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 3231/161 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 20, 2018 |
| Property Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Document Number | 03203/1185 |
| Book / Page | 3203 / 1185 |
| Map Reference | LB6 PG17 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Document Number | 0032031188 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 3203/1188 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 23, 2018 |
| Property Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Document Number | 03203/1185 |
| Book / Page | 3203 / 1185 |
| Map Reference | LB6 PG17 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1644 MICHIGAN ST, NILES, MI 49120-3662 |
| Document Number | 0032031188 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 3203/1188 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 1644 Michigan St was $2,187 with a homeowner's exemption, up 2.4% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,000 (+5.43%) | $132,000 (+5.43%) | |
| 2025 | $2,187.00 (+2.44%) Homeowner's exemption | $62,600 | $125,200 |
| 2024 | $2,135.00 | ||
| 2023 | $49,600 (+6.9%) | $99,200 (+6.9%) | |
| 2022 | $1,313.00 (+3.88%) Homeowner's exemption | $46,400 | $92,800 |
| 2021 | $1,264.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1644 Michigan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1644 Michigan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES serves 14,215 people · EPA ID MI0004740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, Midwest Energy & Communications, T-Mobile.
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