1644 Jackson St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1644 Jackson St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,297 sqft · built 1931
Lot Size	0.184 acres (8,009 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Sep 2012)
Tax Bill	$3,614 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-01890000`

Property Details

APN / Parcel Number

Primary APN	`15-01890000`
Alternative APN	`915-01890000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,297 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Other
Lot Area	8,009 sqft (0.184 acres)
Lot Dimensions	146 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	780 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	915-01890000
Street Address	1644 JACKSON ST
City	OSHKOSH
State	WI
Zip	54901-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 21 BLK 5 HENNINGS PARK PLAT EXC THAT PRT FOR R/W IN DOC#1497591 R OF D
Legal Subdivision	HENNINGS PARK
Legal Block	5
Legal Lot Number	21
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	3
Census Block	3006
Census Tract	400

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1644 JACKSON ST, OSHKOSH, WI 54901-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Deed Document Number	20121616425
Last Transfer Date	Jul 10, 2019
Transfer Doc	0001793487
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	1644 JACKSON ST, OSHKOSH, WI 54901-2944
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001857132
Date	Jul 13, 2021
Instrument	1857132

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.49%
Index	1-Year CMT
Max Rate	9.49%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,000 (+67.92%) Land $19,100 Building $181,900
2024	$3,614.00 (+9.68%)
2023	$3,295.00 (+43.51%) Homeowner's exemption	$119,700 (+38.54%) Land $11,200 Building $108,500	$172,969 Land $16,184 Building $156,785
2022	$2,296.00 Homeowner's exemption	$86,400 Land $11,200 Building $75,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20