Eau Claire County property record for 1644 Howard Ave, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 640 sqft · built 1953 |
| Lot Size | 0.253 acres (10,999 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,346 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0670-000 |
| Primary APN | 12-0670-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cottage |
| Exterior Material | Vinyl |
| Lot Area | 10,999 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1644 HOWARD AVE |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THE S 100 FT OF THE N 500 FT OF THAT PRT OF THE NW 1/4 OF SW 1/4 9-27-9 LYING E OF C.M & ST.P RY (ABANDONED) EXC E 33 FT FOR |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 09 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 501 |
Source: Eau Claire County records · APN 12-0670-000
Assessment roll updated April 23, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1644 HOWARD AVE, EAU CLAIRE, WI 54703-1847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2025 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Jun 03, 2022 | Deed, Transfer · Conventional Mortgage ROYAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 12, 2012 |
| Transfer Doc | 0001076471 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1644 HOWARD AVE, EAU CLAIRE, WI 54703-1847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001266638 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 1266638 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Jun 03, 2022 |
| Property Address | 1644 HOWARD AVE, EAU CLAIRE, WI 54703-1847 |
| Document Number | 0001232275 |
| Instrument Date | May 25, 2022 |
| Instrument | 1232275 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1644 HOWARD AVE, EAU CLAIRE, WI 54703-1847 |
| Investor | Possibly a Property Investor |
| Document Number | 0001232276 |
|---|---|
| Date | Jun 03, 2022 |
| Instrument | 1232276 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
Source: Eau Claire County records · Assessment roll updated April 23, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,346.00 | $127,300 (-) Land $35,400 Building $91,900 | $166,500 |
| 2023 | $127,300 (-) Land $35,400 Building $91,900 | ||
| 2022 | $127,300 Land $35,400 Building $91,900 |
Source: FEMA National Flood Hazard Layer as of April 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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