San Joaquin County property record for 1644 Gloria Cir, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,443 sqft · built 2001 |
| Lot Size | 0.12 acres (5,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,500 (May 2001) |
| Tax Bill | $6,004 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-470-090-000 |
| Primary APN | 238-470-090-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,443 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,225 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-470-09 |
|---|---|
| Street Address | 1644 GLORIA CIR |
| City | TRACY |
| State | CA |
| Zip | 95377-7205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01-FM PT OF 238-080-06 |
| Legal Subdivision | WESTGATE |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 5211 |
1644 Gloria Cir is owned and occupied by two individuals who acquired it in November 2019.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1644 GLORIA CIR, TRACY, CA 95377-7205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2001 · Amount on File |
| Deed Sale | May 11, 2001 · Amount on File |
| Deed Document Number | 200171646 |
| Last Transfer Date | Nov 26, 2019 |
| Transfer Doc | 0000141230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 5, 2019 |
| Property Address | 1644 GLORIA CIR, TRACY, CA 95377-7205 |
| Document Number | 0000141230 |
| Map Reference | MB 35 PG 64 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019-141230 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1644 GLORIA CIR, TRACY, CA 95377-7205 |
| Document Number | 0000141231 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 2019-141231 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2040 |
The 2026 property tax bill for 1644 Gloria Cir was $6,004 with a homeowner's exemption, down 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,004.00 (-0.37%) | ||
| 2025 | $6,026.00 Homeowner's exemption | $488,889 Land $146,152 Building $342,737 | |
| 2023 | $5,495.00 (-8.81%) | $469,907 Land $140,478 Building $329,429 | $702,630 |
| 2022 | $6,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1644 Gloria Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1644 Gloria Cir is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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