1644 Gap Rd, Chatham, VA 24531 Property Records

Pittsylvania County property record for 1644 Gap Rd, Chatham, VA 24531

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2020
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2026)
Tax Bill	$1,073 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1464-99-1330`

Property Details

APN / Parcel Number

Primary APN	`1464-99-1330`
Alternative APNs	`241866` `276278`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	84,506 sqft (1.94 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	276278
Street Address	1644 GAP RD
City	CHATHAM
State	VA
Zip	24531-5435
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	GAP RD 815 LOT 6A 1.94 AC
Legal Lot Number	6A
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CALLANDS-GRETNA
Census Block Group	3
Census Block	3005
Census Tract	10400

Owner

Source: Pittsylvania County records · APN 1464-99-1330

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1644 GAP RD, CHATHAM, VA 24531-5435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Dec 11, 2025	Deed, Transfer · Line of Credit RIDGE VIEW LPO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2026 · Amount on Record
Deed Sale	Jul 07, 2026 · Amount on Record
Prior Sale	Dec 11, 2025 · Amount on Record
Deed Document Number	20263532
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Jul 07, 2026
Property Address	1644 GAP RD, CHATHAM, VA 24531-5435
Document Number	0000003532
Instrument Date	Jun 29, 2026
Instrument	20263532
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 GAP RD, CHATHAM, VA 24531-5435

Mortgage

Document Number	0000003533,
Date	Jul 07, 2026
Instrument	20263533

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Dec 11, 2025
Property Address	1644 GAP RD, CHATHAM, VA 24531-5435
Document Number	0250006196
Instrument Date	Dec 09, 2025
Instrument	250006196
Transaction Type	Transfer
Record Updated	Jan 02, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$173.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 PARKWAY, HARDY, VA 24101

Mortgage

Document Number	0250006197
Date	Dec 11, 2025
Instrument	250006197

Lender

Name	RIDGE VIEW LPO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pittsylvania County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,073.00	$173,100 (-) Land $16,700 Building $156,400	$173,100 (-) Land $16,700 Building $156,400
2025	$1,073.00 (+10.73%)	$173,100 (-) Land $16,700 Building $156,400	$173,100 (-) Land $16,700 Building $156,400
2024	$969.00	$173,100 (+53.46%) Land $16,700 Building $156,400	$173,100 (+53.46%) Land $16,700 Building $156,400
2022		$112,800 Land $16,700 Building $96,100	$112,800 Land $16,700 Building $96,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wilkes Telephone Membership Fiber	1,000 / 1,000

Based on FCC filings for 8 locations within half a mile of this property.

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