1644 Front St, Billings, MT 59101 Property Records

Yellowstone County property record for 1644 Front St, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,332 sqft · built 2009
Lot Size	0.078 acres (3,408 sqft)
Owner	Individual Name on File
Last Sale	$408,000 (Sep 2022)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A338560`

Property Details

APN / Parcel Number

Primary APN	`000A338560`
Alternative APNs	`03-0927-20-2-04-59-0000` `R0335221` `A33856`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,332 sqft Living Area
1st Floor Area	928 sqft
2nd Floor Area	1,404 sqft
Family Room	Family Room

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,408 sqft (0.078 acres)
View / Lot	Neighborhood / Spot
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1644 FRONT ST
City	BILLINGS
State	MT
Zip	59101-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOSEPHINE CROSSING SUB, S20, T01 S, R26 E, BLOCK 3, LOT 30, 3408 SQUARE FEET
Legal Range	26E
Legal Township	01S
Legal Section	20
Legal Subdivision	JOSEPHINE CROSSING SUB
Legal Block	3
Legal Lot Number	30
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3103
Census Tract	901

Owner

1644 Front St is owned and occupied by an individual who bought it in September 2022.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1644 FRONT ST, BILLINGS, MT 59101-8915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP
Jun 22, 2020	Warranty Deed, Transfer · FHA Mortgage OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	20224030422
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 20, 2022
Property Address	1644 FRONT ST, BILLINGS, MT 59101-8915
Document Number	0004030422
Map Reference	DOC 3402833
Instrument Date	Sep 20, 2022
Instrument	4030422
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1655 OLD SORREL TRL, 1655, BILLINGS, MT 59105-5542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 FRONT ST, BILLINGS, MT 59101-8915

Mortgage

Document Number	0004030423
Date	Sep 20, 2022
Instrument	4030423

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 22, 2020
Property Address	1644 FRONT ST, BILLINGS, MT 59101-8915
Document Number	0003924709
Instrument Date	Jun 11, 2020
Instrument	3924709
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1644 FRONT ST BILLINGS MT 591018915, BILLINGS, MT 59101-8915

Mortgage

Document Number	3924710
Date	Jun 22, 2020
Instrument	3924710

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1644 Front St was $2,471, down 24.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Elysian Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,200 (-) Land $57,314 Building $364,886	$422,200 (-) Land $57,314 Building $364,886
2025	$2,471.00 (-24.76%)	$422,200 Land $57,314 Building $364,886	$422,200 Land $57,314 Building $364,886
2024	$3,284.00 (+8.71%)
2023	$3,021.00	$377,200	$377,200 Land $62,014 Building $315,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1644 Front St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1978–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1644 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Verizon.

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