Racine County property record for 1644 Echo Ln, Racine, WI 53406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,028 sqft · built 1971 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,703 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 276 000022088071 |
| Primary APN | 276 000022088071 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,144 sqft (0.164 acres) |
| Lot Dimensions | 117 ft deep x 60.8 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1644 ECHO LN |
|---|---|
| City | RACINE |
| State | WI |
| Zip | 53406-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BLK 7 CRAB TREE GROVE NO 2 N 15 FT LOT 21 + S 45.8 FT LOT 22 |
| Legal Block | 7 |
| Legal Lot Number | 21 |
| Jurisdiction | RACINE WI |
| Township / Civil Division | RACINE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1001 |
1644 Echo Ln is owned and occupied by an individual.
Source: Racine County records, as of March 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1644 ECHO LN, RACINE, WI 53406-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RACINE WI |
| Property Address | 1644 ECHO LN, RACINE, WI 53406-4802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002522061 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 2522061 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1644 Echo Ln was $4,703 with a homeowner's exemption.
Source: Racine County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Racine County |
| Municipality | Racine City |
| Unified School District | Racine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,703.00 Homeowner's exemption | $202,700 Land $22,400 Building $180,300 | $216,433 Land $23,918 Building $192,515 |
| 2023 | $3,798.00 (+42.09%) Homeowner's exemption | $160,000 (+10.34%) Land $22,400 Building $137,600 | $177,198 (+10.35%) Land $24,807 Building $152,391 |
| 2022 | $2,673.00 Homeowner's exemption | $145,000 Land $22,400 Building $122,600 | $160,585 Land $24,807 Building $135,778 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1644 Echo Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1644 Echo Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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