1644 Eaves Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1644 Eaves Rd, Shelby, NC 28152

Property Summary

Property Type	Exempt (Full or Partial)
Details	built 1950
Lot Size	0.97 acres (42,270 sqft)
Owner	2 Company Names on File
Deeds & Mortgages	May 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`57793`

Property Details

APN / Parcel Number

Primary APN	`57793`
Alternative APN	`1205951`

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Lot Area	42,270 sqft (0.97 acres)
Lot Dimensions	150 ft deep x 144 ft wide
Storage Building	Storage Building

Location & Zoning

Account Number	1205951
Street Address	1644 EAVES RD
City	SHELBY
State	NC
Zip	28152
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	#13-21 BLK E PB6-93
Legal Subdivision	WASHINGTON DEVELOPMENT
Legal Block	9
Legal Lot Number	13
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2025
Census Tract	950702

Owner

Source: Cleveland County records · APN 57793

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1664 EAVES RD, SHELBY, NC 28152-7313
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1644 EAVES RD, SHELBY, NC 28152
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1664 EAVES RD, SHELBY, NC 28152-7313

Mortgage

Document Number	0018712237
Date	May 02, 2022
Book Page	1871/2237
Instrument	200072194

Lender

Name	ALLIANCE BANK & TRUST CO
Type	Bank
Address	GASTONIA, NC 28053

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,040 (-) Land $18,907 Building $113,133	$132,040 (-) Land $18,907 Building $113,133
2025	Additional exemption filed	$132,040 (-18.48%) Land $18,907 Building $113,133	$132,040 (-18.48%) Land $18,907 Building $113,133
2023		$161,965 Land $14,705 Building $147,260	$161,965 Land $14,705 Building $147,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 63 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF SHELBY serves 23,600 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.