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1644 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1644 E Oakland St, Gilbert, AZ 85295 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,877 sqft · built 1998
Lot Size0.162 acres (7,040 sqft)
Owner2 Individual Names on File
Last Sale$318,000 (Nov 2019)
Tax Bill$2,173 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN304-41-568

Property Details

APN / Parcel Number

Primary APN304-41-568
Alternative APN
  • 304415687

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,877 sqft Living Area
Gross Area2,057 sqft
1st Floor Area1,877 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area7,040 sqft (0.162 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1644 E OAKLAND ST
CityGILBERT
StateAZ
Zip85295-5656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGILBERT RANCH UNIT 1 MCR 454-27
Legal Range6E
Legal Township1S
Legal Section28
Legal SubdivisionGILBERT RANCH UNIT 1
Legal Lot Number177
Legal Unit1
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3004
Census Tract814600

Owner

Source: Maricopa County records · APN 304-41-568

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3034 E WARBLER RD, GILBERT, AZ 85297-8148
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Nov 15, 2019Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Prior SaleFeb 01, 2006 · Amount on Record
Deed Document Number2019922240
Prior Transfer DateSep 14, 2005
Prior Transfer Doc0001495296
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1644 E OAKLAND ST, GILBERT, AZ 85295-5656
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyEMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3034 E WARBLER RD, GILBERT, AZ 85297-8148

Mortgage

Document Number0000886003
DateSep 21, 2020
Instrument20200886003
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 15, 2019
Property Address1644 E OAKLAND ST, GILBERT, AZ 85295-5656
Document Number0000922240
Instrument DateNov 08, 2019
Instrument922240
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyPRESTIGE TITLE AND ESCROW AGENCY L, PRESTIGE TITLE & ESCROW AGCY L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1644 E OAKLAND ST GILBERT AZ 852955656, GILBERT, AZ 85295-5656

Mortgage

Document Number922241
DateNov 15, 2019
Instrument922241
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$45,120 (+86.93%)$451,200 (+2.36%) Land $90,200 Building $361,000
2025$2,173.00 (-0.41%)$24,138 (-48.65%)$440,800 (-6.23%) Land $88,100 Building $352,700
2024$47,010$470,100 Land $94,000 Building $376,100
2023$2,182.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138146003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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