Hamilton County property record for 1644 Centerridge Ave, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,154 sqft · built 1954 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,900 (Oct 2005) |
| Tax Bill | $2,478 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-0001-0581-00 |
| Primary APN | 595-0001-0581-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 1,934 sqft |
| 1st Floor Area | 780 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,140 sqft (0.118 acres) |
| Lot Dimensions | 105 ft deep x 49 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1644 CENTERRIDGE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-5207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTERIDGE AVE 49 X 105 LOT 7 NO COLL HILL BLK J SUB |
| Legal Subdivision | HILL BLK J SUB |
| Legal Block | J |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORTH COLLEGE HILL |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21801 |
Source: Hamilton County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1644 CENTERRIDGE AVE, CINCINNATI, OH 45231-5207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2005 · Amount on Record |
| Deed Sale | Oct 10, 2005 · Amount on Record |
| Prior Sale | Aug 4, 2004 · Amount on Record |
| Deed Document Number | 2005172930 |
| Deed Book / Page | 10061 / 3405 |
| Last Transfer Date | Jul 31, 2017 |
| Transfer Doc | 0000070006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1644 CENTERRIDGE AVE, CINCINNATI, OH 45231-5207 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1644 CENTERRIDGE AVE, CINCINNATI, OH 45231-5207 |
| Document Number | 0000046381 |
|---|---|
| Date | Jul 6, 2023 |
| Book Page | 14951/1391 |
| Instrument | 2023-0046381 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1644 CENTERRIDGE AVE, CINCINNATI, OH 45231-5207 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000155210 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 14572/3162 |
| Instrument | 2021-0155210 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 2, 2017 |
| Property Address | 1644 CENTERRIDGE AVE, CINCINNATI, OH 45231-5207 |
| Document Number | 0000070006 |
| Book / Page | 013472 / 001925 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 70006 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1644 CENTERRIDGE AVE CINCINNATI OH 452315207, CINCINNATI, OH 45231-5207 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | North College Hill City |
| Unified School District | North College Hill City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,478.00 (+2.52%) | $47,783 (+%) Land $6,780 Building $41,003 | $136,520 (-) Land $19,370 Building $117,150 |
| 2024 | $2,417.00 (-0.86%) | $47,781 (-) Land $6,779 Building $41,002 | |
| 2023 | $2,438.00 (+33.88%) | $47,781 (+87.65%) Land $6,779 Building $41,002 | $136,520 (+87.66%) Land $19,370 Building $117,150 |
| 2022 | $1,821.00 Homeowner's exemption | $25,463 Land $5,548 Building $19,915 | |
| 2020 | $72,750 Land $15,850 Building $56,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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