1644 Carrara Ln, Ripon, CA 95366 Property Records

San Joaquin County property record for 1644 Carrara Ln, Ripon, CA 95366 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage2,802 sqft Living Area
Lot Size5,606 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$537,000 (2019)
Tax Bill$7,102.00 (2025)

Property Details

APN / Parcel Number

Primary APN245-370-630-000
Alternative APN
  • 245-370-63

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,802 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeWood Construction
Lot Area5,606 sqft (0.129 acres)
Parking Spaces2 Parking Spaces
Garage Area583 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Old Parcel Number245-370-63
Street Address1644 CARRARA LN
CityRIPON
StateCA
Zip95366-8217
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionVINEYARDS
Legal Block4
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4022
Census Tract5003

Owner

Source: San Joaquin County records · APN 245-370-630-000

Assessment roll updated September 24, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1644 CARRARA LN, RIPON, CA 95366-8217
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WYNDHAM CAP MTG
Oct 17, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2019 · Amount on Record
Deed SaleOct 17, 2019 · Amount on Record
Deed Doc Number2019118705
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateMay 22, 2026
Property Address1644 CARRARA LN, RIPON, CA 95366-8217
Document Number0000047208
Instrument DateMay 16, 2026
Instrument202647208
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1644 CARRARA LN, RIPON, CA 95366-8217

Mortgage

Document Number0000047208,
DateMay 22, 2026
Instrument202647208
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1644 CARRARA LN, RIPON, CA 95366-8217
Transaction TypeMortgage
Record UpdatedJan 07, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1644 CARRARA LN, RIPON, CA 95366-8217

Mortgage

Document Number0000177539
DateOct 22, 2021
Instrument2021-177539
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1644 CARRARA LN, RIPON, CA 95366-8217
Document Number0000063062
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1644 CARRARA LN RIPON CA 953668217, RIPON, CA 95366-8217

Mortgage

Document Number0000063062
DateMay 29, 2020
Instrument63062
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

October 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 17, 2019
Property Address1644 CARRARA LN, RIPON, CA 95366-8217
Document Number0000118705
Instrument DateSep 23, 2019
Instrument118705
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$590.70
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1644 CARRARA LN RIPON CA 953668217, RIPON, CA 95366-8217

Mortgage

Document Number118706
DateOct 17, 2019
Instrument118706
Lender
NameINSPIRE HM LNS INC
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 16, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,102.00 (+8.41%) Homeowner's exemption$617,283 (+9.35%) Land $98,426 Building $518,857
2023$6,551.00 (+1.52%) Homeowner's exemption$564,480 Land $94,605 Building $469,875$723,780
2022$6,453.00

Flood & Wildfire

1644 Carrara Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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