1644 Beachcomber Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1644 Beachcomber Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,393 sqft · built 2013
Lot Size0.269 acres (11,718 sqft)
Owner2 Individual Names on Record
Tax Bill$3,186 (2024)
Flood ZoneZone X (minimal risk)
APN20-2S-27-5279-00J00-0060

Property Details

APN / Parcel Number

Primary APN20-2S-27-5279-00J00-0060
Alternative APN
  • S27220527900J000060

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,393 sqft Living Area
Gross Area3,111 sqft
1st Floor Area2,393 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area11,718 sqft (0.269 acres)
Lot Dimensions120 ft deep x 98 ft wide
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area274 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1644 BEACHCOMBER DR
CityGULF BREEZE
StateFL
Zip32563-7077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUMMERSET ESTATES - 1ST ADD LOT J6 A/K/A LOT 6 BLK J AS DES IN OR 3592 PG 213 ALL MIN RTS BACK IN 3338/135
Legal Range27W
Legal Township2S
Legal Section20
Legal SubdivisionSUMMERSET ESTATES
Legal BlockJ
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group2
Census Block2009
Census Tract10824

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1644 BEACHCOMBER DR, GULF BREEZE, FL 32563-7077
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 12, 2017
Transfer Doc0035920213
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$276,194 (+2.9%)$386,953 (+4.06%) Land $70,000 Building $316,953
2024$3,186.00 (+2.61%) Homeowner's exemption Disabled Person's exemption$268,410 (+3%)$371,850 (+2.06%) Land $70,000 Building $301,850
2023$3,105.00 (+2.64%) Homeowner's exemption Disabled Person's exemption$260,592 (+3%)$364,341 (+0.15%) Land $65,000 Building $299,341
2022$3,025.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$253,002$363,789 Land $55,000 Building $308,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 257 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies257 in force
Nearby Flood Claims23 (2004–2024)
Claims Outside the SFHA9 of 23
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 16 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: Verizon.

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