Sacramento County property record for 1644 Arden Bluffs Ln, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,826 sqft · built 1999 |
| Lot Size | 0.156 acres (6,809 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Sep 2011) |
| Tax Bill | $8,282 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 289-0590-020-0000 |
| Primary APN | 289-0590-020-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,826 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| 2nd Floor Area | 1,349 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,809 sqft (0.156 acres) |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1644 ARDEN BLUFFS LN |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-6021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-30 |
| Legal Description | PALISADE, LOT 20 |
| Legal Subdivision | PALISADE |
| Legal Lot Number | 20 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5804 |
1644 Arden Bluffs Ln is owned and occupied by two individuals who bought it in September 2011.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1644 ARDEN BLUFFS LN, CARMICHAEL, CA 95608-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2011 · Amount on File |
| Deed Sale | Sep 20, 2011 · Amount on File |
| Prior Sale | Jun 22, 2011 · Amount on File |
| Deed Book / Page | 20110920 / 489 |
| Prior Transfer Date | Feb 5, 2003 |
| Prior Transfer Doc | 2003002878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1644 ARDEN BLUFFS LN, CARMICHAEL, CA 95608-6021 |
| Document Number | 2009211476 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1644 ARDEN BLUFFS LN CARMICHAEL CA 956086021, CARMICHAEL, CA 95608-6021 |
| Document Number | 2009211476 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2009211476 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 20, 2030 |
The 2025 property tax bill for 1644 Arden Bluffs Ln was $8,282 with a homeowner's exemption, up 1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $712,189 (+2%) Land $313,623 Building $398,566 | |
| 2025 | $8,282.00 (+0.98%) Homeowner's exemption | $698,225 Land $307,474 Building $390,751 |
| 2024 | $8,202.00 (+2.63%) | |
| 2023 | $7,992.00 (+0.55%) Homeowner's exemption | $671,115 Land $295,536 Building $375,579 |
| 2022 | $7,948.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1644 Arden Bluffs Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 11 (1978–2009) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1644 Arden Bluffs Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | SACRAMENTO SUBURBAN WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Succeed.Net.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures