1644 Allen St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 1644 Allen St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,998 sqft · built 1920
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2021)
Tax Bill	$3,738 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00280 P:0488`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00280 P:0488`
Alternative APN	`2800488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	436 sqft
Unfinished Basement	436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Stucco
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2800488
Street Address	1644 ALLEN ST
City	SPRINGFIELD
State	MA
Zip	01118-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1007
Census Tract	801605

Owner

1644 Allen St is owned and occupied by an individual who bought it in July 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1644 ALLEN ST, SPRINGFIELD, MA 01118-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Jul 27, 2021	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Aug 7, 2009 · Amount on File
Deed Document Number	202152267
Deed Book / Page	24024 / 296
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 6, 2026
Property Address	1644 ALLEN ST, SPRINGFIELD, MA 01118-1818
Document Number	026279-412
Book / Page	26279 / 412
Instrument Date	Mar 13, 2026
Instrument	202614543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 ALLEN ST, SPRINGFIELD, MA 01118-1818

Mortgage

Document Number	0000014543,
Date	Apr 6, 2026
Book Page	26279/412
Instrument	202614543

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.09%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1644 ALLEN ST, SPRINGFIELD, MA 01118-1818
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024903-530
Date	Feb 8, 2023
Book Page	24903/530
Instrument	6358

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 27, 2021
Property Address	1644 ALLEN ST, SPRINGFIELD, MA 01118-1818
Document Number	024024-296
Book / Page	24024 / 296
Instrument Date	Jul 27, 2021
Instrument	52267
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 MILL ST, SPRINGFIELD, MA 01108-1025

Mortgage

Document Number	0000052268
Date	Jul 27, 2021
Instrument	52268

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1644 Allen St was $3,738, down 8.8% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,738.00 (-8.81%)	$241,800 (-7.5%) Land $93,300 Building $148,500	$324,354 (-11.96%)
2025	$4,099.00	$261,400 Land $93,300 Building $168,100	$368,410 (+3.52%)
2024			$355,870
2023	$4,053.00	$237,700 Land $88,900 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1644 Allen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1644 Allen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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