Delta County property record for 16439 Cold Springs Loop, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Sep 2012 Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R017155 |
| Primary APN | R017155 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,568 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Account Number | R017155 |
|---|---|
| Street Address | 16439 COLD SPRINGS LOOP |
| City | DELTA |
| State | CO |
| Zip | 81416-8544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16430 D25 RD DELTA 81416 S: 12 T: 51N R: 11W SUBDIVISION: MATHIAS MINOR SUBDIVISION LOT: 1 TOTAL AC 1 +- LT 1 MATHIAS MINOR SUBD IN PT SW4 SEC 12 T51N R11W NMPM 1 AC BK 419 PG 394 PLAT BK 19 PG 9 BK 784 PGS 933 & 934 BK 785 PG 2 BK 835 PGS 31 & 32 RR |
| Legal Subdivision | MATHIAS MINOR SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 965100 |
16439 Cold Springs Loop is owned and occupied by two individuals who acquired it in January 2021.
Source: Delta County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16439 COLD SPRINGS LOOP, DELTA, CO 81416-8544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2012 | Deed of Trust, Mortgage · VA Mortgage US BANK NA |
| Jan 29, 2021 | Intrafamily Transfer, Transfer |
| Mar 29, 2010 | Intrafamily Transfer, Transfer · VA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 1997 |
| Deed Sale | Aug 18, 1997 |
| Last Transfer Date | Jan 29, 2021 |
| Transfer Doc | 0000725858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 16430 D25 LN, DELTA, CO 81416-8517 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | CT |
| Name | Verified Name |
|---|
| Document Number | 0000661222 |
|---|---|
| Date | Sep 19, 2012 |
| Instrument | 661222 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 29, 2021 |
| Property Address | 16430 D25 LN, DELTA, CO 81416-8517 |
| Document Number | 0000725858 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 725858 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16430 D25 LN, DELTA, CO 81416-8517 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 29, 2010 |
| Property Address | 16430 D25 LN, DELTA, CO 81416-8517 |
| Document Number | 0000641793 |
| Instrument Date | Mar 15, 2010 |
| Instrument | 641793 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16430 D25 LN, DELTA, CO 81416-8517 |
| Name | Verified Name |
|---|---|
| Address | 16430 D25 LN, DELTA, CO 81416-8517 |
| Document Number | 0000641794 |
|---|---|
| Date | Mar 29, 2010 |
| Instrument | 641794 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2040 |
The 2025 property tax bill for 16439 Cold Springs Loop was $1,244, up 20.8% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 (+20.78%) | $18,292 (+17.44%) Land $5,313 Building $12,979 | $292,671 Land $85,000 Building $207,671 |
| 2024 | $1,030.00 (+3.94%) | $15,575 (-) Land $4,226 Building $11,349 | |
| 2023 | $991.00 (+9.87%) | $15,575 (+11.45%) Land $4,226 Building $11,349 | $232,470 (+15.61%) Land $63,077 Building $169,393 |
| 2022 | $902.00 | $13,975 Land $4,518 Building $9,457 | $201,076 Land $65,000 Building $136,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16439 Cold Springs Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16439 Cold Springs Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Nov 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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