16438 Los Ranchitos, Harlingen, TX 78552 Property Records

Cameron County property record for 16438 Los Ranchitos, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,522 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,800 (Mar 2017)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`985460-0060-010000`

Property Details

APN / Parcel Number

Primary APN	`985460-0060-010000`
Alternative APN	`210802`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,522 sqft Living Area
Gross Area	3,138 sqft
1st Floor Area	1,624 sqft
2nd Floor Area	768 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Pool Area	684 sqft
Porch	Open Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16438 LOS RANCHITOS
City	HARLINGEN
State	TX
Zip	78552-6358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURVEY - VALLEY GROVES PT BLK 6 1.0000 ACRES
Legal Subdivision	VALLEY GROVES
Legal Block	6
Legal Lot Number	100
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2001
Census Tract	10304

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16438 LOS RANCHITOS, HARLINGEN, TX 78552-6358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 1, 2017	Vendor's Lien, Transfer · VA Mortgage LONE STAR NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	20177733
Deed Book / Page	22409 / 100
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	022409/100
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	16438 LOS RANCHITOS, HARLINGEN, TX 78552-6358
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201933843
Date	Sep 13, 2019
Instrument	2019-33843

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Mar 1, 2017
Property Address	16438 LOS RANCHITOS, HARLINGEN, TX 78552-6358
Document Number	022409/100
Book / Page	22409 / 100
Map Reference	VOL 6 PG 29
Instrument Date	Feb 28, 2017
Instrument	2017-00007733
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	STEWART TITLE/CAMERON COUNTY INC, STEWART TITLE OF CAMERON COU

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16438 LOS RANCHITOS, HARLINGEN, TX 78552-6358

Mortgage

Document Number	201700007734
Date	Mar 1, 2017
Instrument	2017-00007734

Lender

Name	LONE STAR NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,152 (-11.27%)	$238,240 (+7.77%) Land $34,000 Building $204,240
2025	$2,237.00 (-38.44%) Homeowner's exemption Disabled Person's exemption	$221,063 (-10.8%) Land $34,000 Building $187,063	$221,063 (-10.8%) Land $34,000 Building $187,063
2023	$3,634.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed	$247,820 Land $34,000 Building $213,820	$247,820 Land $34,000 Building $213,820
2022	$3,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 123 policies
Nearby Flood Policies	123 in force
Nearby Flood Claims	26 (2018–2025)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100

May also be available: Smartcom Telephone.

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