16437 Emerald Ave, Harvey, IL 60426 Property Records

Cook County property record for 16437 Emerald Ave, Harvey, IL 60426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,091 sqft · built 1965
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2023)
Tax Bill	$6,701 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-21-304-042`

Property Details

APN / Parcel Number

Primary APN	`29-21-304-042`
Alternative APN	`29-21-304-042-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,091 sqft Living Area
1st Floor Area	1,091 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16437 EMERALD AVE
City	HARVEY
State	IL
Zip	60426-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERCY (WILSONS)(SECOND) ADD TO (EAST) CENTER SUB OF N H OF NH OF NE OF SE OF SEC 20 ALSO EX E 17ACS OF PT SEC 21 NW SW SEC 21
Legal Range	14E
Legal Township	36N
Legal Section	21
Legal Subdivision	WILSONS SECOND ADD TO EAST
Legal Block	36
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	THORNTON
Census Block Group	1
Census Block	1049
Census Tract	827500

Owner

Source: Cook County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15746 FINCH AVE, HARVEY, IL 60426-5110
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Warranty Deed, Transfer · Conventional Mortgage CIBC BANK USA
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 4, 2022	Quit Claim Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CTP FUNDING LLC
Aug 9, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	202329022
Prior Transfer Date	Jan 26, 2022
Prior Transfer Doc	0000521342
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 6, 2023
Property Address	16437 EMERALD AVE, HARVEY, IL 60426-6119
Document Number	0018729022
Instrument Date	Jun 24, 2023
Instrument	2318729022
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	GREATER ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16437 EMERALD AVE, HARVEY, IL 60426-6119

Mortgage

Document Number	0018729023
Date	Jul 6, 2023
Instrument	2318729023

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

Mortgage

Document Number	0018729024
Date	Jul 6, 2023
Instrument	2318729024

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 1, 2033

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 17, 2022
Property Address	16437 EMERALD AVE, HARVEY, IL 60426-6119
Document Number	0016818005
Instrument Date	Jun 6, 2022
Instrument	2216818005
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16437 EMERALD AVE, HARVEY, IL 60426-6119

Mortgage

Document Number	0016818006
Date	Jun 17, 2022
Instrument	2216818006

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 4, 2022
Property Address	16437 EMERALD AVE, HARVEY, IL 60426-6119
Document Number	0003521342
Instrument Date	Jan 26, 2022
Instrument	2203521342
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1658 N MILWAUKEE AVE # AVE100-49, 1658, CHICAGO, IL 60647-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 N MILWAUKEE AVE # 100-49, 100-49, CHICAGO, IL 60647-6905

Mortgage

Document Number	0003521343
Date	Feb 4, 2022
Instrument	2203521343

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Aug 1, 2023

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	16437 EMERALD AVE, HARVEY, IL 60426-6119
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023819013
Date	Aug 26, 2021
Instrument	2123819013

Lender

Name	CTP FUNDING LLC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85257

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2022

Interest

Rate Type	Fixed Rate
Rate	1.49%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 9, 2021
Property Address	16437 EMERALD AVE, HARVEY, IL 60426-6119
Document Number	0022122020
Instrument Date	Jul 15, 2021
Instrument	2122122020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$47.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 102, THORNTON, IL 60476-0102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 N MILWAUKEE AVE # 100, 100, CHICAGO, IL 60647-6905
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Thornton Township
Municipality	Harvey City
Elementary School District	South Holland School District 151 (PK - 08)
Secondary School District	Thornton Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,000 (+94.1%) Land $1,464 Building $8,536	$100,000 (+94.1%) Land $14,640 Building $85,360
2023	$6,701.00 (+55.69%)
2022	$4,304.00 (+0.65%)	$5,152 (-) Land $1,254 Building $3,898	$51,520 (-) Land $12,540 Building $38,980
2021	$4,276.00	$5,152 Land $1,254 Building $3,898	$51,520 Land $12,540 Building $38,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY serves 25,000 people · EPA ID IL0311110
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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