16435 Spring Creek Ln, Plainfield, IL 60586 Property Records

Will County property record for 16435 Spring Creek Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,705 sqft · built 2006
Lot Size	0.304 acres (13,224 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Nov 2020)
Tax Bill	$11,834 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-21-401-051`

Property Details

APN / Parcel Number

Primary APN	`06-03-21-401-051`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,705 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Material	Shingle
Lot Area	13,224 sqft (0.304 acres)
Garage Type	Attached
Garage Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16435 SPRING CREEK LN
City	PLAINFIELD
State	IL
Zip	60586-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN THE STREAMS OF PLAINFIELD UNIT TWO, BEING A SUB OF PRT OF THE SE1/4 OF SEC 21, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	21
Legal Subdivision	THE STREAMS OF PLAINFIELD UNIT TWO
Legal Lot Number	1
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	4
Census Block	4009
Census Tract	880421

Owner

16435 Spring Creek Ln is owned and occupied by an individual who bought it in November 2020.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	16435 SPRING CREEK LN, PLAINFIELD, IL 60586-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Mar 22, 2006 · Amount on File
Deed Document Number	2020107545
Prior Transfer Date	Dec 27, 2006
Prior Transfer Doc	0000010149
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 30, 2020
Property Address	16435 SPRING CREEK LN, PLAINFIELD, IL 60586-2112
Document Number	0000107545
Map Reference	DOC R2004-023207
Instrument Date	Oct 1, 2020
Instrument	R2020107545
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16435 SPRING CREEK LN, PLAINFIELD, IL 60586-2112

Mortgage

Document Number	0000107546
Date	Nov 30, 2020
Instrument	R2020107546

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 16435 Spring Creek Ln was $11,834.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,834.00	$176,275 (+8.45%) Land $30,337 Building $145,938	$528,825 (+8.45%) Land $91,011 Building $437,814
2024		$162,540 Land $27,973 Building $134,567	$487,620 Land $83,919 Building $403,701
2022	$10,215.00 Homeowner's exemption	$131,848 Land $22,691 Building $109,157	$395,544 Land $68,073 Building $327,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16435 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16435 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bertram Communications.

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