16435 Roy St, Oak Forest, IL 60452 Property Records

Cook County property record for 16435 Roy St, Oak Forest, IL 60452 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,146 sqft · built 1965
Lot Size	0.128 acres (5,564 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Apr 2019)
Tax Bill	$6,284 (2023)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-307-077`

Property Details

APN / Parcel Number

Primary APN	`28-22-307-077`
Alternative APN	`28-22-307-077-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,564 sqft (0.128 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	16435 ROY ST
City	OAK FOREST
State	IL
Zip	60452-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FIELDCREST) (THIRD) ADD RESUB OF LTS 1-42 IN BLK 8 & LTS 1-43 IN BLK 9 IN WILLOWICK ESTATES SUB OF SW & SE SH SEC 22-36-13
Legal Range	13E
Legal Township	36N
Legal Section	22
Legal Subdivision	FIELDCREST THIRD
Legal Block	8,9
Legal Lot Number	1-43
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1001
Census Tract	825200

Owner

Source: Cook County records · APN 28-22-307-077

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16435 ROY ST, OAK FOREST, IL 60452-4213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2019 · Amount on Record
Deed Sale	Apr 08, 2019 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	20196260
Prior Transfer Date	May 27, 2014
Prior Transfer Doc	0000018057
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 08, 2019
Property Address	16435 ROY ST, OAK FOREST, IL 60452-4213
Document Number	1909806260
Instrument Date	Apr 04, 2019
Instrument	9806260
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16435 ROY ST OAK FOREST IL 604524213, OAK FOREST, IL 60452-4213

Mortgage

Document Number	1909806261
Date	Apr 08, 2019
Instrument	9806261

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Prairie-Hills Elementary School District 144 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 (+11.87%) Land $2,504 Building $17,496	$200,000 (+11.87%) Land $25,040 Building $174,960
2023	$6,284.00 (-14.65%)
2022	$7,363.00	$17,878 Land $2,225 Building $15,653	$178,780 Land $22,250 Building $156,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.