16434 S Ellen Dr, Plainfield, IL 60586 Property Records

Will County property record for 16434 S Ellen Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1974
Lot Size	0.42 acres (18,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (May 1998)
Tax Bill	$5,422 (2025)
Deeds & Mortgages	Aug 2023 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-03-22-403-005`

Property Details

APN / Parcel Number

Primary APN	`06-03-22-403-005`
Alternative APN	`03224030050000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Roof Material	Shingle
Lot Area	18,385 sqft (0.42 acres)
Garage Type	Detached
Garage Area	1,300 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16434 S ELLEN DR
City	PLAINFIELD
State	IL
Zip	60586-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 238 IN LILY CACHE ACRES UNIT 9, A SUB OF THE E1/2 SE1/4 OF SEC 22, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	22
Legal Subdivision	LILY CACHE ACRES
Legal Lot Number	238
Legal Unit	9
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1014
Census Tract	880417

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16434 S ELLEN DR, PLAINFIELD, IL 60586-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 1998 · Amount on Record
Deed Sale	May 4, 1998 · Amount on Record
Prior Sale	Apr 26, 1988 · Amount on Record
Deed Document Number	199848087
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16434 S ELLEN DR, PLAINFIELD, IL 60586-9069
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16434 S ELLEN DR, PLAINFIELD, IL 60586-9069

Mortgage

Document Number	0000039363
Date	Aug 3, 2023
Instrument	R2023039363

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	914 Months
Due	Oct 3, 2099

Interest

Rate Type	Adjustable Rate
Rate	7.58%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,422.00 (+4.87%)	$98,280 (+8.45%) Land $26,784 Building $71,496	$294,840 (+8.45%) Land $80,352 Building $214,488
2024	$5,170.00 (+8.11%)	$90,622 (+23.28%) Land $24,697 Building $65,925	$271,866 (+23.28%) Land $74,091 Building $197,775
2022	$4,782.00 Homeowner's exemption Senior Citizen's exemption	$73,510 Land $20,034 Building $53,476	$220,530 Land $60,102 Building $160,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20