16433 Oak St, Decatur, MI 49045 Property Records

Cass County property record for 16433 Oak St, Decatur, MI 49045

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1961
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (Dec 2008)
Tax Bill	$5,125 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-140-200-003-00`

Property Details

APN / Parcel Number

Primary APN	`14-140-200-003-00`

Interior

Full Baths	1 Bath
Building Area	1,008 sqft Building Perimeter
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16433 OAK ST
City	DECATUR
State	MI
Zip	49045-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 425A 5-14 327-258 LOT 3 ALSO LAND LYING BETWEEN WATER'S EDGE OF FINCH LAKE & LOT 3 FOREST HOME.
Legal Subdivision	FOREST HOME
Legal Lot Number	3
Jurisdiction	CASS MI
Township / Civil Division	VOLINIA
Census Block Group	1
Census Block	1039
Census Tract	1701

Owner

16433 Oak St is owned and occupied by two individuals who acquired it in January 2013.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	335 E WALNUT ST, ROSELLE, IL 60172-3058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Mar 1, 2019	Warranty Deed, Transfer CASS COUNTY TITLE OFFICE INC
Mar 1, 2019	Deed, Transfer CASS COUNTY TITLE OFFICE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2008 · Amount on File
Deed Sale	Dec 15, 2008 · Amount on File
Deed Book / Page	987 / 265
Last Transfer Date	Jan 16, 2013
Transfer Doc	1053/1742
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Dec 30, 2019
Property Address	16433 OAK ST, DECATUR, MI 49045-9473
Document Number	01165/1771
Book / Page	1165 / 1771
Map Reference	LB 1 PG 86
Instrument Date	Dec 23, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CASS COUNTY TITLE OFFICE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17171 PARK ROW STE 100, 17171, HOUSTON, TX 77084-4935

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	335 E WALNUT ST, ROSELLE, IL 60172-3058

Mortgage

Document Number	0011651775
Date	Dec 30, 2019
Instrument	1165/1775

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Mar 1, 2019
Property Address	16433 OAK ST, DECATUR, MI 49045-9473
Document Number	1151/1608
Book / Page	1151 / 1608
Map Reference	LB 1 PG 86
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CASS COUNTY TITLE OFFICE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58430 CRUMSTOWN HWY, 58430, SOUTH BEND, IN 46619-9607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17171 PARK ROW STE 100, 100, HOUSTON, TX 77084-4935
Investor	Possibly a Property Investor

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MI
Recording Date	Mar 1, 2019
Property Address	16433 OAK ST, DECATUR, MI 49045-9473
Document Number	1151/1606
Book / Page	1151 / 1606
Map Reference	LB 1 PG 86
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CASS COUNTY TITLE OFFICE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 MAGNOLIA DR, 77, BELLEVILLE, IL 62221-4368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58430 CRUMSTOWN HWY, SOUTH BEND, IN 46619-9607

Tax Assessment & Valuation

The 2025 property tax bill for 16433 Oak St was $5,125 with a homeowner's exemption, up 1.9% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Volinia Township
Unified School District	Marcellus Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,500 (+6.76%) Land $167,500	$335,000 (+6.76%) Land $335,000
2025	$5,125.00 (+1.95%) Homeowner's exemption	$156,900 Land $156,900	$313,800 Land $313,800
2024	$5,027.00
2023		$118,700	$237,400
2022	$4,322.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16433 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16433 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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