16432 Orchard Bend Rd, Poway, CA 92064 Property Records

San Diego County property record for 16432 Orchard Bend Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1963
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Mar 2018)
Tax Bill	$11,452 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`275-081-11-00`

Property Details

APN / Parcel Number

Primary APN	`275-081-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	44,431 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16432 ORCHARD BEND RD
City	POWAY
State	CA
Zip	92064-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	SEC 25-13-2W PAR 7 AS PER ROS 4253 IN
Legal Range	02W
Legal Township	13
Legal Section	25
Legal Subdivision	CITY/POWAY
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	17053

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 13, 2018	Grant Deed, Transfer · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Nov 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 24, 2017	Loan Modification, Mortgage · Line of Credit TCF NAT'L BK
Jan 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DBA MCGLONE MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Document Number	201898714
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	0000534855
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710

Mortgage

Document Number	0000129881
Date	Mar 24, 2022
Instrument	2022-0129881

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710

Mortgage

Document Number	0000486308
Date	Aug 26, 2020
Instrument	2020-0486308

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2018
Property Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710
Document Number	0000098714
Map Reference	MAP 4253
Instrument Date	Feb 15, 2018
Instrument	2018-0098714
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710

Mortgage

Document Number	0000098715
Date	Mar 13, 2018
Instrument	2018-0098715

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2017
Property Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710
Document Number	0000534855
Instrument Date	Sep 5, 2017
Instrument	534855
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16432 ORCHARD BEND RD POWAY CA 920641710, POWAY, CA 92064-1710

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710
Document Number	0000047845
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16432 ORCHARD BEND RD POWAY CA 920641710, POWAY, CA 92064-1710

Mortgage

Document Number	0000047845
Date	Jan 30, 2017
Instrument	47845

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2017
Property Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710
Document Number	0000047846
Map Reference	RS4253
Instrument Date	Dec 1, 2016
Instrument	2017-0047846
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16432 ORCHARD BEND RD, POWAY, CA 92064-1710

Mortgage

Document Number	0000047847
Date	Jan 30, 2017
Instrument	2017-0047847

Lender

Name	DBA MCGLONE MORTGAGE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,027,109 (+2%) Land $668,694 Building $358,415
2025	$11,452.00 (+4.9%)	$1,006,971 (+4.04%) Land $655,583 Building $351,388
2023	$10,917.00 (+1.69%)	$967,872 Land $630,127 Building $337,745
2022	$10,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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