16432 Old Frederick Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 16432 Old Frederick Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,744 sqft · built 1978
Lot Size	5.66 acres (246,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Sep 2026)
Tax Bill	$8,468 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-318684`

Property Details

APN / Parcel Number

Primary APN	`04-318684`
Alternative APNs	`4318684` `318684`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,744 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	246,550 sqft (5.66 acres)

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	80 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	318684
Street Address	16432 OLD FREDERICK RD
City	MOUNT AIRY
State	MD
Zip	21771-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCDEO
Legal Description	LOT 8 5.665 AR 16432 OLD FREDERICK RD LISBON
Legal Subdivision	LISBON
Legal Lot Number	8
Jurisdiction	HOWARD MD
Township / Civil Division	4, LISBON
Census Block Group	2
Census Block	2001
Census Tract	604001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Howard County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16432 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Deed Book / Page	23404 / 1
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 14, 2026
Property Address	16432 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3332
Document Number	2340000001
Book / Page	23404 / 1
Instrument Date	Aug 24, 2026
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIRST EQUITY TITLE LLC, FIRST EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$767,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16432 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3332

Mortgage

Document Number	2340000008,
Date	Sep 14, 2026
Book Page	23404/8

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,468.00 (+19.42%) Homeowner's exemption	$614,533 (+7.91%)	$704,600 (+23.72%) Land $346,100 Building $358,500
2025	$7,091.00 (+30.78%) Homeowner's exemption	$569,500 (+11.47%) Land $224,900 Building $344,600	$569,500 (-) Land $224,900 Building $344,600
2023		$510,900	$569,500 Land $224,900 Building $344,600
2022	$5,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2005)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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