16432 Forest Gate Rd, Dubuque, IA 52001 Property Records

Dubuque County property record for 16432 Forest Gate Rd, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 1,903 sqft · built 1973
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2016)
Tax Bill	$4,568 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-09-403-002`

Property Details

APN / Parcel Number

Primary APN	`10-09-403-002`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
1st Floor Area	1,902 sqft
Basement Area	1,903 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Wood Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	250 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	241 sqft
Patio Area	443 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16432 FOREST GATE RD
City	DUBUQUE
State	IA
Zip	52001-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1-2-4 BARONY, THE;
Legal Subdivision	THE BARONY
Legal Lot Number	1-4 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	5
Census Block	5014
Census Tract	1104

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16432 FOREST GATE RD, DUBUQUE, IA 52001-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2016 · Amount on Record
Deed Sale	Apr 28, 2016 · Amount on Record
Deed Document Number	2016-00004781
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16432 FOREST GATE RD, DUBUQUE, IA 52001-9632
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013096
Date	Oct 25, 2022
Instrument	2022-00013096

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16432 FOREST GATE RD, DUBUQUE, IA 52001-9632
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013824
Date	Sep 14, 2020
Instrument	2020-00013824

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16432 FOREST GATE RD, DUBUQUE, IA 52001-9632
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018154
Date	Nov 2, 2021
Instrument	2021-00018154

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$431,000 (+7.51%) Land $98,700 Building $332,300	$431,000 (+7.51%) Land $98,700 Building $332,300
2024	$4,568.00 (+3.02%)
2023		$400,900 (+24.38%) Land $94,000 Building $306,900	$400,900 (+24.38%) Land $94,000 Building $306,900
2022	$4,434.00 Homeowner's exemption	$322,310 Land $84,000 Building $238,310
2021			$322,310 Land $84,000 Building $238,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

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