16432 Fairfield Dr, Plainfield, IL 60586 Property Records

Will County property record for 16432 Fairfield Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,122 sqft · built 2003
Lot Size	0.23 acres (10,010 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (May 2021)
Tax Bill	$10,391 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-22-305-020`

Property Details

APN / Parcel Number

Primary APN	`06-03-22-305-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,122 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Material	Shingle
Lot Area	10,010 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	40 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	16432 FAIRFIELD DR
City	PLAINFIELD
State	IL
Zip	60586-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 IN PARKVIEW MEADOWS PUD, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC. 22, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	22
Legal Subdivision	PARKVIEW MEADOWS
Legal Lot Number	20
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1015
Census Tract	880421

Owner

16432 Fairfield Dr is owned and occupied by an individual who acquired it in December 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2023	Intrafamily Transfer, Transfer
Jan 23, 2023	Transfer on Death Deed, Transfer
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 11, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 18, 2018	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Jan 20, 2015 · Amount on File
Deed Document Number	202149567
Last Transfer Date	Dec 21, 2022
Transfer Doc	0000003672
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jul 9, 2026
Property Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Document Number	0000041731
Instrument Date	Jul 2, 2026
Instrument	202641731
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132

Mortgage

Document Number	0000041731,
Date	Jul 9, 2026
Instrument	202641731

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.99%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009353
Date	Feb 27, 2024
Instrument	R2024009353

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate	6.25%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005030
Date	Jan 13, 2022
Instrument	R2022005030

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 23, 2023
Property Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Document Number	0000003645
Map Reference	DOC R2000-51804
Instrument Date	Dec 21, 2022
Instrument	R2023003645
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WILL IL
Recording Date	Jan 23, 2023
Property Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Document Number	0000003672
Map Reference	DOC R2000-51804
Instrument Date	Jun 3, 2022
Instrument	R2023003672
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 3, 2021
Property Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Document Number	0000049567
Map Reference	DOC R2005-51804
Instrument Date	Apr 23, 2021
Instrument	R2021049567
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049568
Date	May 3, 2021
Instrument	R2021049568

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.87%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Document Number	0000076032
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16432 FAIRFIELD DR PLAINFIELD IL 605862132, PLAINFIELD, IL 60586-2132

Mortgage

Document Number	0000076032
Date	Oct 29, 2018
Instrument	76032

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	16432 FAIRFIELD DR, PLAINFIELD, IL 60586-2132
Document Number	0000076031
Instrument Date	Aug 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16432 FAIRFIELD DR PLAINFIELD IL 605862132, PLAINFIELD, IL 60586-2132

Mortgage

Document Number	0000076031
Date	Oct 29, 2018
Instrument	76031

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDAEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 16432 Fairfield Dr was $10,391.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,391.00	$155,759 (+8.45%) Land $31,508 Building $124,251	$467,277 (+8.45%) Land $94,524 Building $372,753
2024		$143,623 Land $29,053 Building $114,570	$430,869 Land $87,159 Building $343,710
2022	$9,612.00 Homeowner's exemption	$124,421 Land $25,169 Building $99,252	$373,263 Land $75,507 Building $297,756

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16432 Fairfield Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16432 Fairfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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