16431 400th St, Derby, IA 50068 Property Records

Lucas County property record for 16431 400th St, Derby, IA 50068

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,238 sqft · built 1900
Lot Size	4.75 acres (206,910 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Dec 2017)
Tax Bill	$1,796 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1031300005`

Property Details

APN / Parcel Number

Primary APN	`1031300005`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	206,910 sqft (4.75 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	16431 400TH ST
City	DERBY
State	IA
Zip	50068-8599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31-71-22 W400'OF E752'OF S550' SE SW
Legal Range	22W
Legal Township	71N
Legal Section	31
Jurisdiction	LUCAS IA
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1101
Census Tract	950200

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16431 400TH ST, DERBY, IA 50068-8599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK
Dec 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2017 · Amount on Record
Deed Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	20171548
Deed Book / Page	2017 / 1548
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	16431 400TH ST, DERBY, IA 50068-8599
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171549
Date	Dec 7, 2017
Instrument	2017-1549

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS IA
Recording Date	Dec 7, 2017
Property Address	16431 400TH ST, DERBY, IA 50068-8599
Document Number	2017/1548
Book / Page	2017 / 1548
Instrument Date	Dec 5, 2017
Instrument	2017-1548
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	DERBY, IA 50068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16431 400TH ST, DERBY, IA 50068-8599

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Mormon Trail Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,796.00 (+24.38%) Homeowner's exemption Veteran's exemption	$152,063 (-) Land $60,750 Building $91,313	$152,063 (-) Land $60,750 Building $91,313
2025	$1,444.00 Homeowner's exemption Veteran's exemption	$152,063 (+31.26%) Land $60,750 Building $91,313	$152,063 (+31.26%) Land $60,750 Building $91,313
2024	$1,444.00 (+44.98%)
2023		$115,851 Land $45,750 Building $70,101	$115,851 Land $45,750 Building $70,101
2021	$996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
Windstream Fixed Wireless	25 / 4

Nearby Properties on 400th St

Nearby Streets

All Derby, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures