16430 S 46th Pl, Phoenix, AZ 85048 Property Records

Maricopa County property record for 16430 S 46th Pl, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,917 sqft · built 1987
Lot Size	0.147 acres (6,399 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2019)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`301-69-551`

Property Details

APN / Parcel Number

Primary APN	`301-69-551`
Alternative APN	`301695515`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	2,017 sqft
1st Floor Area	1,917 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)
Parking Spaces	2 Parking Spaces
Pool Area	312 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16430 S 46TH PL
City	PHOENIX
State	AZ
Zip	85048-0137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PECOS WEST LOT 1-391 DRAINAGE WAY MCR 294-31
Legal Range	4E
Legal Township	1S
Legal Section	31
Legal Subdivision	PECOS WEST LOT 1-391 DRAINAGE WAY
Legal Lot Number	292
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3001
Census Tract	116712

Owner

16430 S 46th Pl is owned and occupied by an individual who bought it in December 2019.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	16430 S 46TH PL, PHOENIX, AZ 85048-0137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP
Dec 20, 2019	Warranty Deed, Transfer NAVY FCU
Jun 3, 2019	Warranty Deed, Transfer · Conventional with PMI THEMORTGAGEADVANTAGE.COM PLLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Document Number	20191033912
Prior Transfer Date	Sep 6, 1994
Prior Transfer Doc	0000717819
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16430 S 46TH PL, PHOENIX, AZ 85048-0137
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16430 S 46TH PL, PHOENIX, AZ 85048-0137

Mortgage

Document Number	0000747262
Date	Sep 30, 2022
Instrument	20220747262

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16430 S 46TH PL, PHOENIX, AZ 85048-0137
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16430 S 46TH PL, PHOENIX, AZ 85048-0137

Mortgage

Document Number	0000657526
Date	Jun 15, 2021
Instrument	20210657526

Lender

Name	ALLY CAPITAL CORP
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 20, 2019
Property Address	16430 S 46TH PL, PHOENIX, AZ 85048-0137
Document Number	0001033912
Instrument Date	Dec 17, 2019
Instrument	1033912
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16430 S 46TH PL PHOENIX AZ 850480137, PHOENIX, AZ 85048-0137
Investor	Possibly a Property Investor

Mortgage

Document Number	1033913
Date	Dec 20, 2019
Instrument	1033913

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 3, 2019
Property Address	16430 S 46TH PL, PHOENIX, AZ 85048-0137
Document Number	0000410685
Instrument Date	May 31, 2019
Instrument	410685
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16430 S 46TH PL PHOENIX AZ 850480137, PHOENIX, AZ 85048-0137

Mortgage

Document Number	410686
Date	Jun 3, 2019
Instrument	410686

Lender

Name	THEMORTGAGEADVANTAGE.COM PLLC
Address	TEMPE, AZ 85284

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16430 S 46th Pl was $2,003.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,630 (+67.89%)	$416,300 (+5.07%) Land $83,200 Building $333,100
2025	$2,003.00	$24,796 (-43.1%)	$396,200 (-9.09%) Land $79,200 Building $317,000
2024		$43,580	$435,800 Land $87,100 Building $348,700
2023	$2,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16430 S 46th Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16430 S 46th Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 945 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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