16430 Jones Rd, White City, OR 97503 Property Records

Jackson County property record for 16430 Jones Rd, White City, OR 97503

Property Summary

Property Type	Commercial
Details	3 bd · 3 ba · 3,626 sqft · built 1973
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on File
Last Sale	$662,000 (Aug 2023)
Tax Bill	$4,894 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352W020000602`

Property Details

APN / Parcel Number

Primary APN	`352W020000602`
Alternative APNs	`352W02602` `10150711`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,626 sqft Gross Area
1st Floor Area	2,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	196,456 sqft
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	308 sqft
Patio Area	564 sqft
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16430 JONES RD
City	WHITE CITY
State	OR
Zip	97503-9538
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-5
Legal Range	02W
Legal Township	35S
Legal Section	02
Legal Block	1
Jurisdiction	JACKSON OR
Township / Civil Division	SHADY COVE
Census Block Group	1
Census Block	1003
Census Tract	2701

Owner

16430 Jones Rd, a commercial property, is owned by two individuals who bought it in August 2023.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16430 JONES RD, WHITE CITY, OR 97503-9538
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROGUE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Oct 27, 2014 · Amount on File
Deed Document Number	202317156
Prior Transfer Date	May 6, 2010
Prior Transfer Doc	0000015022
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 15, 2023
Property Address	16430 JONES RD, WHITE CITY, OR 97503-9538
Document Number	0000017156
Instrument Date	Aug 14, 2023
Instrument	2023-017156
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16430 JONES RD, WHITE CITY, OR 97503-9538

Mortgage

Document Number	0000017157
Date	Aug 15, 2023
Instrument	2023-017157

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Margin	3
Max Rate	10.2%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	16430 JONES RD, WHITE CITY, OR 97503-9538
Document Number	0000016456
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16430 JONES RD WHITE CITY OR 975039538, WHITE CITY, OR 97503-9538

Mortgage

Document Number	0000016456
Date	May 30, 2018
Instrument	16456

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16430 Jones Rd was $4,894, up 2.6% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,370 (+3%)	$659,460 (-11.01%) Land $214,540 Building $444,920
2025	$4,894.00 (+2.56%)	$392,600 (+3%) Land $124,120 Building $268,480	$741,020 (+20.82%) Land $231,060 Building $509,960
2024	$4,772.00 (+3.4%)	$381,170 (+3%) Land $104,400 Building $276,770	$613,320 (-10.5%) Land $189,620 Building $423,700
2023	$4,615.00 (+2.12%)	$370,070 (+3%) Land $101,360 Building $268,710	$685,250 (+6.44%) Land $200,650 Building $484,600
2022	$4,519.00	$359,300 Land $98,410 Building $260,890	$643,770 Land $201,300 Building $442,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16430 Jones Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16430 Jones Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 73% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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