Berkeley County property record for 1643 Vineyard Rd, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 6,000 sqft · built 1830 |
| Lot Size | 16.7 acres (730,937 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,400,000 (Jun 2025) |
| Tax Bill | $4,429 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2019 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-16-0001.0002 |
| Primary APN | 04-16-0001.0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 6,000 sqft Living Area |
| 1st Floor Area | 3,000 sqft |
| Family Room | Family Room |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 730,937 sqft (16.7 acres) |
| Terrain | Rolling |
| Pool Type | Fiberglass Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07214999 |
|---|---|
| Street Address | 1643 VINEYARD RD |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-7016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16.78 ACRES LOT 1 NEAR LITTLE GEORGETOWN |
| Legal Lot Number | 1 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 971205 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CNB BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Construction Mortgage CNB BANK |
| Jun 2, 2025 | Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS TRUST CO |
| Aug 22, 2018 | Deed of Trust, Mortgage · ARM CITY NATIONAL BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Construction Mortgage CNB BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CNB BANK |
| Aug 22, 2018 | Deed, Transfer · ARM CITY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on Record |
| Deed Sale | Jun 2, 2025 · Amount on Record |
| Prior Sale | Aug 22, 2018 · Amount on Record |
| Deed Document Number | 20250015555 |
| Deed Book / Page | 1527 / 335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003532/181 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 3532/181 |
| Instrument | 20200021725 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003335/299 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 3335/299 |
| Instrument | 20190003357 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.74% |
| Max Rate At Change | 6.49% |
| Index | Other |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jun 2, 2025 |
| Property Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Document Number | 001527/335 |
| Book / Page | 1527 / 335 |
| Map Reference | PC 5 SL 172 |
| Instrument Date | May 28, 2025 |
| Instrument | 20250015555 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Document Number | 20250015556 |
|---|---|
| Date | Jun 2, 2025 |
| Instrument | 20250015556 |
| Name | FARMERS & MERCHANTS TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.1% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3292/485 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 3292/485 |
| Instrument | 20180031537 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | 3 Years |
| Min Rate At Change | 2.88% |
| Max Rate At Change | 6.34% |
| Index | 3-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3335/299 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 3335/299 |
| Instrument | 20190003357 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.74% |
| Max Rate At Change | 6.49% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3532/181 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 3532/181 |
| Instrument | 20200021725 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Aug 22, 2018 |
| Property Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Document Number | 1221/665 |
| Book / Page | 1221 / 665 |
| Map Reference | BK191 PG102&103 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 20180031536 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,234.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1643 VINEYARD RD, FALLING WATERS, WV 25419-7016 |
| Document Number | 003292/485 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 3292/485 |
| Instrument | 20180031537 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | 3 Years |
| Min Rate At Change | 2.88% |
| Max Rate At Change | 6.34% |
| Index | 3-Year CMT |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,429.00 (-2.81%) | $364,340 (+1.03%) Land $95,060 Building $269,280 | $607,200 (+1.03%) Land $158,400 Building $448,800 |
| 2023 | $4,557.00 | $360,620 Land $90,680 Building $269,940 | $601,000 Land $151,100 Building $449,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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