Elko County property record for 1643 Stitzel Rd, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,115 sqft · built 2019 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,718 (Feb 2019) |
| Tax Bill | $4,652 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-929-111 |
| Primary APN | 001-929-111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| Gross Area | 2,963 sqft |
| 1st Floor Area | 2,115 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,494 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 848 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 1643 STITZEL RD |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR1 |
| Legal Description | TOWER HILL SUBDIVISION UNIT 1 FILE 741117,LOCATED IN,MDB&M,FORMERLY A PORTION OF 001-920-079,(NO HARD COPY RECORDS, AUTOMATED |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 13 |
| Legal Subdivision | TOWER HILL SUB UNIT NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 111 |
| Legal Unit | 1 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1117 |
| Census Tract | 951401 |
1643 Stitzel Rd is owned and occupied by two individuals who bought it in February 2019.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1643 STITZEL RD, ELKO, NV 89801-4878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 15, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on File |
| Deed Sale | Feb 15, 2019 · Amount on File |
| Deed Document Number | 2019751615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1643 STITZEL RD, ELKO, NV 89801-4878 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE AGENCY LTD |
| Name | Verified Name |
|---|
| Document Number | 0000772678 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 772678 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 15, 2019 |
| Property Address | 1643 STITZEL RD, ELKO, NV 89801-4878 |
| Document Number | 0000751615 |
| Map Reference | FILE 741117 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 751615 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,306.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 247 STILZEL ROAD, 247, ELKO, NV 89801 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 247 STILZEL ROAD, ELKO, NV 89801 |
| Document Number | 0000751616 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 751616 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 1643 Stitzel Rd was $4,652, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,652.00 (+3.01%) | $142,928 (-1.51%) Land $24,500 Building $118,428 | $408,366 (-1.51%) Land $70,000 Building $338,366 |
| 2025 | $4,516.00 | $145,125 Land $24,500 Building $120,625 | $414,643 Land $70,000 Building $344,643 |
| 2023 | $3,991.00 (+5.89%) | $129,192 (+18.53%) Land $15,750 Building $113,442 | $369,120 (+18.53%) Land $45,000 Building $324,120 |
| 2022 | $3,769.00 | $108,994 Land $15,750 Building $93,244 | $311,411 Land $45,000 Building $266,411 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1643 Stitzel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1643 Stitzel Rd is extreme, ranking above 98.9% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.9% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, Rise Broadband, Zito Media.
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