Monroe County property record for 1643 Spaulding Rd, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (44,292 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Oct 2026) |
| Tax Bill | $3,563 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage May 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-001-014-71 |
| Primary APN | 07-001-014-71 |
|---|
| Lot Area | 44,292 sqft |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1643 SPAULDING RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-9371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | SEC 28 & 33, T6S, R9E, & P.C. 98, COM AT COR BETWEEN SEC 28 & 33 ON E'LY LI PC 98, TH S 89 DEG 33'15"E 797.32 FT TO S'LY LI |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 28 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 831700 |
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1643 SPAULDING RD, MONROE, MI 48162-9371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| May 21, 2020 | Deed of Trust, Construction Loan · Construction Mortgage QUICKEN LNS |
| Jan 31, 2018 | Quit Claim Deed, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2026 · Amount on Record |
| Deed Sale | Oct 12, 2026 · Amount on Record |
| Deed Document Number | 202618121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Oct 12, 2026 |
| Property Address | 1643 SPAULDING RD, MONROE, MI 48162-9371 |
| Document Number | 0000018121 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 202618121 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329,512.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1643 SPAULDING RD, MONROE, MI 48162-9371 |
| Document Number | 0000018122, |
|---|---|
| Date | Oct 12, 2026 |
| Instrument | 202618122 |
| Name | STAUNTON FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 21, 2020 |
| Property Address | 1643 SPAULDING RD, MONROE, MI 48162-9371 |
| Document Number | 0000010008 |
| Instrument Date | May 13, 2020 |
| Instrument | 10008 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1643 SPAULDING RD MONROE MI 481629371, MONROE, MI 48162-9371 |
| Document Number | 0000010008 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 10008 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | May 20, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 31, 2018 |
| Property Address | 1643 SPAULDING RD, MONROE, MI 48162-9371 |
| Document Number | 0000001717 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 1717 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1643 SPAULDING RD MONROE MI 481629371, MONROE, MI 48162-9371 |
| Document Number | 1944 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 1944 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 30, 2033 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,400 (+28.02%) Land $181,400 | $362,800 (+28.02%) Land $362,800 | |
| 2025 | $3,563.00 (+9.19%) Homeowner's exemption | ||
| 2023 | $3,263.00 Homeowner's exemption | $141,700 | $283,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL | 100 / 20 |
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