1643 Simplicity Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 1643 Simplicity Rd, Concord, NC 28025 · Last verified May 2024

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,243 sqft · built 1976
Lot Size25 acres (1,089,436 sqft)
OwnerIndividual Name on File
Tax Bill$4,621 (2023)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN5538 80 6833

Property Details

APN / Parcel Number

Primary APN5538 80 6833
Alternative APNs
  • 11061 0010.400000
  • 4705550

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,243 sqft Living Area
Gross Area4,865 sqft
1st Floor Area1,643 sqft
Upper Floors Area840 sqft
Basement Area1,692 sqft
Finished Basement1,092 sqft
Unfinished Basement600 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,089,436 sqft (25 acres)
Lot Width577 ft Width
Garage TypeMixed
Garage Area690 sqft
DrivewayDriveway
Driveway Area11,680 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area651 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number4705550
Street Address1643 SIMPLICITY RD
CityCONCORD
StateNC
Zip28025-7705
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionN/S SIMPLICITY RD SR 1151
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group2
Census Block2004
Census Tract40501

Owner

Source: Cabarrus County records · APN 5538 80 6833

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1643 SIMPLICITY RD, CONCORD, NC 28025-7705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2003
Deed SaleMay 06, 2003
Prior SaleDec 11, 1998 · Amount on Record
Deed Document Number0004511282
Deed Book / Page2387 / 138
Record UpdatedJun 07, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1643 SIMPLICITY RD, CONCORD, NC 28025-7705
Document Number12655128
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1643 SIMPLICITY RD CONCORD NC 280257705, CONCORD, NC 28025-7705

Mortgage

Document Number12655128
DateAug 31, 2017
Book Page012655/000128
Instrument22590
Lender
NameSUNTRUST BK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,621.00$556,700$823,310 Land $423,980 Building $399,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250405012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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