1643 Ridgemoor Dr, Mascotte, FL 34753 Property Records

Lake County property record for 1643 Ridgemoor Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,600 sqft · built 2004
Lot Size	0.362 acres (15,754 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2026)
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-22-24-0400-000-02300`

Property Details

APN / Parcel Number

Primary APN	`11-22-24-0400-000-02300`
Alternative APNs	`242211040000002300` `3815549`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	2,320 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	15,754 sqft (0.362 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	304 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3815549
Street Address	1643 RIDGEMOOR DR
City	MASCOTTE
State	FL
Zip	34753-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUKES LAKE PHASE I PB 48 PG 55-56 LOT 23 ORB 5852 PG 63
Legal Range	24E
Legal Township	22S
Legal Section	11
Legal Subdivision	DUKES LAKE PHASE I
Legal Tract	0400
Legal Lot Number	23
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1073
Census Tract	31206

Owner

1643 Ridgemoor Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Lake County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit INSIGHT CU
Apr 7, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Apr 7, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Dec 8, 2021 · Amount on File
Deed Document Number	202641718
Deed Book / Page	6714 / 1518
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635

Mortgage

Document Number	0056771754
Date	Apr 5, 2021
Book Page	5677/1754
Instrument	2021044699

Lender

Name	INSIGHT CU
Type	Credit Union
Address	APOPKA, FL 32703

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 7, 2026
Property Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635
Document Number	0000041718
Book / Page	6714 / 1518
Instrument Date	Mar 31, 2026
Instrument	202641718
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635

Mortgage

Document Number	0000041719,
Date	Apr 7, 2026
Instrument	202641719

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 7, 2026
Property Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635
Document Number	0067141518
Book / Page	6714 / 1518
Instrument Date	Mar 31, 2026
Instrument	202641718
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635

Mortgage

Document Number	0000041719,
Date	Apr 7, 2026
Instrument	202641719

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 8, 2021
Property Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635
Document Number	0058520063
Book / Page	5852 / 63
Map Reference	MB 48 PG 55&56
Instrument Date	Nov 15, 2021
Instrument	2021168902
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 HUNT ST APT 2113, 2113, CLERMONT, FL 34711-2491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 RIDGEMOOR DR, MASCOTTE, FL 34753-9635
Investor	Possibly a Property Investor

Mortgage

Document Number	0000585265
Date	Dec 8, 2021
Instrument	5852/65

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1643 Ridgemoor Dr was $5,049 with exemptions applied, up 3.8% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,210 (+2.9%)	$302,035 (-0.06%) Land $65,700 Building $236,335
2025	$5,049.00 (+3.85%) Homeowner's exemption Disabled Person's exemption	$285,920 Land $65,700 Building $220,220	$302,205 Land $65,700 Building $236,505
2024	$4,862.00 (+5.81%)
2023	$4,595.00 (+1.59%) Homeowner's exemption Disabled Person's exemption Additional exemption filed	$269,780 (+3%)	$294,493 (+12.43%) Land $65,700 Building $228,793
2022	$4,523.00 Homeowner's exemption Additional exemption filed	$261,923	$261,923 Land $33,300 Building $228,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1643 Ridgemoor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1643 Ridgemoor Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

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