Santa Barbara County property record for 1643 Loma St, Santa Barbara, CA 93103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,575 sqft · built 1922 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,875,000 (Apr 2010) |
| Tax Bill | $25,661 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-153-012 |
| Primary APN | 027-153-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,575 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Central |
|---|
| Street Address | 1643 LOMA ST |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93103-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HAWLEY HTS LOT 5B BLK 16 |
| Legal Subdivision | HAWLEY HEIGHTS |
| Legal Block | 16 |
| Legal Lot Number | 5B |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 600 |
1643 Loma St is held in a trust since June 2019.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1643 LOMA ST, SANTA BARBARA, CA 93103-2021 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY PRIVATE BANK NA |
| Jun 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2010 · Amount on File |
| Deed Sale | Apr 30, 2010 · Amount on File |
| Prior Sale | Oct 17, 2006 |
| Deed Document Number | 201022773 |
| Last Transfer Date | Jun 5, 2019 |
| Transfer Doc | 0000022836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1643 LOMA ST, SANTA BARBARA, CA 93103-2021 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1643 LOMA ST, SANTA BARBARA, CA 93103-2021 |
| Document Number | 0000034650 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023-0034650 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jun 5, 2019 |
| Property Address | 1643 LOMA ST, SANTA BARBARA, CA 93103-2021 |
| Document Number | 0000022836 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 22836 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1643 LOMA ST SANTA BARBARA CA 931032021, SANTA BARBARA, CA 93103-2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Apr 18, 2019 |
| Property Address | 1643 LOMA ST, SANTA BARBARA, CA 93103-2021 |
| Document Number | 0000015208 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 15208 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1643 LOMA ST SANTA BARBARA CA 931032021, SANTA BARBARA, CA 93103-2021 |
The 2025 property tax bill for 1643 Loma St was $25,661.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Barbara City |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,468,687 (+2%) Land $1,184,971 Building $1,283,716 | |
| 2025 | $25,661.00 | $2,420,283 Land $1,161,737 Building $1,258,546 |
| 2023 | $24,761.00 (+1.75%) | $2,326,302 Land $1,116,626 Building $1,209,676 |
| 2022 | $24,335.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1643 Loma St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1998–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1643 Loma St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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