1643 Lawrence Ave, Independence, IA 50644 Property Records

Buchanan County property record for 1643 Lawrence Ave, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,277 sqft · built 1920
Lot Size4.4 acres (191,664 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Oct 2012)
Tax Bill$2,058 (2025)
Deeds & MortgagesApr 2022 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0602200006

Property Details

APN / Parcel Number

Primary APN0602200006

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,277 sqft Living Area
Basement Area870 sqft
Unfinished Basement1,186 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area191,664 sqft (4.4 acres)
Garage Area672 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1643 LAWRENCE AVE
CityINDEPENDENCE
StateIA
Zip50644-9225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2-89-9N540' OF S805' OFE400' NE1/4
Legal Range9W
Legal Township89N
Legal Section2
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2005
Census Tract950200

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1643 LAWRENCE AVE, INDEPENDENCE, IA 50644-9225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK IOWA
Aug 28, 2017Deed of Trust, Mortgage · Closed-End Mortgage
BANKIOWA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2012 · Amount on Record
Deed SaleOct 22, 2012 · Amount on Record
Deed Document Number20123645
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address1643 LAWRENCE AVE, INDEPENDENCE, IA 50644-9225
Transaction TypeMortgage
Record UpdatedJun 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R01116
DateApr 5, 2022
Instrument2022R01116
Lender
NameBANK IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address1643 LAWRENCE AVE, INDEPENDENCE, IA 50644-9225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R02889
DateAug 28, 2017
Instrument2017R02889
Lender
NameBANKIOWA
TypeBank
AddressINDEPENDENCE, IA 50644
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term73 Months
DueSep 1, 2023

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,058.00 (+12.21%) Homeowner's exemption$200,200 (+16.28%) Land $58,000 Building $142,200$200,200 (+16.28%) Land $58,000 Building $142,200
2023$1,834.00 Homeowner's exemption$172,170 Land $46,460 Building $125,710$172,170 Land $46,460 Building $125,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims12 (1999–2016)
Claims Outside the SFHA3 of 12
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
Verizon
Fixed Wireless
25 / 6

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