Chesterfield County property record for 1643 Laurel Top Dr, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,068 sqft · built 1996 |
| Lot Size | 1.14 acres (49,702 sqft) |
| Owner | Individual on Record |
| Last Sale | $550,000 (Jun 2026) |
| Tax Bill | $4,480 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 743-69-43-14-200-000 |
| Primary APN | 743-69-43-14-200-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,068 sqft Finished Area |
| Basement Area | 965 sqft |
| Finished Basement | 965 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 49,702 sqft (1.14 acres) |
| Lot Dimensions | 72 ft deep x 1,141 ft wide |
| View / Lot | Cul-de-sac |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 327 sqft |
| Deck Area | 108 sqft |
| Patio Area | 108 sqft |
| Balcony Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 461363000 |
|---|---|
| Street Address | 1643 LAUREL TOP DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-5155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | POPLAR CREEK SEC F 000-004 |
| Legal Subdivision | POPLAR CREEK |
| Legal Lot Number | 4 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 100932 |
Source: Chesterfield County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 1643 LAUREL TOP DR, MIDLOTHIAN, VA 23114-5155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage FIDELITY NATIONAL TITLE |
| May 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | May 16, 2023 · Amount on Record |
| Deed Document Number | 202622437 |
| Deed Book / Page | 15287 / 522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 18, 2026 |
| Property Address | 1643 LAUREL TOP DR, MIDLOTHIAN, VA 23114-5155 |
| Document Number | 0000022437 |
| Book / Page | 15287 / 522 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 202622437 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1643 LAUREL TOP DR, MIDLOTHIAN, VA 23114-5155 |
| Document Number | 0000022438, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202622438 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 16, 2023 |
| Property Address | 1643 LAUREL TOP DR, MIDLOTHIAN, VA 23114-5155 |
| Document Number | 014268-360 |
| Book / Page | 14268 / 360 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023013718 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1643 LAUREL TOP DR, MIDLOTHIAN, VA 23114-5155 |
| Document Number | 2023013719 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023013719 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,480.00 (+26.77%) | $500,600 (+10.85%) Land $76,100 Building $424,500 | $500,600 (+10.85%) Land $76,100 Building $424,500 |
| 2025 | $451,600 (+17.09%) Land $73,100 Building $378,500 | $451,600 (+17.09%) Land $73,100 Building $378,500 | |
| 2023 | $3,534.00 | $385,700 Land $66,100 Building $319,600 | $385,700 Land $66,100 Building $319,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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