San Diego County property record for 1643 Laurel Rd, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,694 sqft · built 1979 |
| Lot Size | 0.236 acres (10,289 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,075,000 (Dec 2019) |
| Tax Bill | $13,189 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-320-40-00 |
| Primary APN | 151-320-40-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,694 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 10,289 sqft (0.236 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1643 LAUREL RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 27 TR 008609 |
| Legal Subdivision | FRENCH RIVIERA |
| Legal Tract | 008609 |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 18504 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 300 CARLSBAD VILLAGE DR, 108, CARLSBAD, CA 92008-2990 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 13, 2023 | Intrafamily Transfer, Transfer |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC |
| Apr 4, 2018 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Dec 6, 2019 | Grant Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2019 · Amount on Record |
| Deed Sale | Dec 6, 2019 · Amount on Record |
| Prior Sale | Jul 27, 2009 · Amount on Record |
| Deed Document Number | 2019567527 |
| Last Transfer Date | Oct 12, 2023 |
| Transfer Doc | 0000278870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 13, 2023 |
| Property Address | 1643 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000278870 |
| Map Reference | MAP 8609 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023-0278870 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 CARLSBAD VILLAGE DR STE 108A, 108A, CARLSBAD, CA 92008-2990 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1643 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 1643 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000272795 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022-0272795 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1643 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1643 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000361935 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0361935 |
| Name | GLOBAL EQUITY FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1643 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000132800 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2018-0132800 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 6, 2019 |
| Property Address | 1643 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000567527 |
| Map Reference | MAP 8609 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 2019-0567527 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1643 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000567528 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 2019-0567528 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Number | 0000567529 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 2019-0567529 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,199,176 (+2%) Land $881,256 Building $317,920 | |
| 2025 | $13,189.00 (+5.18%) | $1,175,664 (+4.04%) Land $863,977 Building $311,687 |
| 2023 | $12,540.00 (+1.53%) | $1,130,014 Land $830,429 Building $299,585 |
| 2022 | $12,351.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1985–2018) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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