1643 Lakelet Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1643 Lakelet Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 2005
Lot Size	0.136 acres (5,943 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2020)
Tax Bill	$5,542 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-31-5RR-0000-0080`

Property Details

APN / Parcel Number

Primary APN	`19-21-31-5RR-0000-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,050 sqft Living Area
1st Floor Area	2,050 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,943 sqft
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1643 LAKELET LOOP
City	OVIEDO
State	FL
Zip	32765-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 REGENCY ESTATES PB 66 PGS 26-31
Legal Range	31E
Legal Township	21S
Legal Section	19
Legal Subdivision	REGENCY ESTATES
Legal Lot Number	8
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3007
Census Tract	21318

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1022 NORTHERN WAY, WINTER SPGS, FL 32708-4511
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Document Number	2020126892
Deed Book / Page	9754 / 252
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 5, 2020
Property Address	1643 LAKELET LOOP, OVIEDO, FL 32765-8012
Document Number	0097540252
Book / Page	9754 / 252
Map Reference	MB 66 PG 26-31
Instrument Date	Oct 23, 2020
Instrument	2020126892
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	APOLLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8621 RAINWOOD AVE, 8621, BATON ROUGE, LA 70810-2918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 LAKELET LOOP, OVIEDO, FL 32765-8012

Mortgage

Document Number	0009754253
Date	Nov 5, 2020
Instrument	9754/253

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,542.00 (+4.94%)	$406,803 (+4.4%)	$406,803 (+4.4%) Land $105,000 Building $301,803
2023	$5,281.00 (+5.83%)	$389,655 (+3.74%)	$389,655 (-2.21%) Land $105,000 Building $284,655
2022	$4,990.00	$375,619	$398,480 Land $105,000 Building $293,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Oct 2023 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20