1643 162nd St, Centuria, WI 54824 Property Records

Polk County property record for 1643 162nd St, Centuria, WI 54824

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$382,500 (Feb 2020)
Tax Bill	$5,690 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-00220-0000`

Property Details

APN / Parcel Number

Primary APN	`006-00220-0000`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	1643 162ND ST
City	CENTURIA
State	WI
Zip	54824-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT GOV LOT 4 DESC IN V497 P912
Legal Lot Number	4
Jurisdiction	POLK WI
Township / Civil Division	BALSAM LAKE
Census Block Group	1
Census Block	1020
Census Tract	960600

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3216 44TH AVE S, MINNEAPOLIS, MN 55406-2316
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · ARM FIRST NATIONAL COMMUNITY BANK
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	880225
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1633 NILES LN, CENTURIA, WI 54824-7417
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	863037
Date	Jun 27, 2018
Instrument	863037

Lender

Name	FIRST NATIONAL COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	3 Years
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	3-Year CMT
Margin	3

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Feb 26, 2020
Property Address	1633 NILES LN, CENTURIA, WI 54824-7417
Document Number	0000880225
Instrument Date	Feb 17, 2020
Instrument	880225
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	OAKEY AND OAKEY ABSTRACT, OAKEY & OAKEY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000880226
Date	Feb 26, 2020
Instrument	880226

Lender

Name	FIRST CHOICE LOAN SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Aug 17, 2018
Property Address	1633 NILES LN, CENTURIA, WI 54824-7417
Document Number	0000864593
Instrument Date	Aug 14, 2018
Instrument	864593
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	POLK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000864594
Date	Aug 17, 2018
Instrument	864594

Lender

Name	AMERICAN MTG & EQUITY CONSULT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Balsam Lake Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,690.00 (+10.92%)	$531,200 (-) Land $184,700 Building $346,500	$706,600 (+25.68%) Land $245,687 Building $460,913
2023	$5,130.00 (-6.11%)	$531,200 (+19.45%) Land $184,700 Building $346,500	$562,200 (+3.8%)
2022	$5,464.00	$444,700 Land $153,700 Building $291,000	$541,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 162nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures